470 River Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 470 River Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,376 sqft · built 1976
Lot Size1.12 acres (48,874 sqft)
OwnerCompany Name on Record
Last Sale$850,000 (Nov 2025)
Tax Bill$10,359 (2025)
Deeds & MortgagesNov 2025 Sale
Aug 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNANDO M:00229 B:00003 L:0000A

Property Details

APN / Parcel Number

Primary APNANDO M:00229 B:00003 L:0000A

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,376 sqft Living Area
Gross Area4,199 sqft
Basement Area936 sqft
Unfinished Basement468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area48,874 sqft (1.12 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address470 RIVER RD
CityANDOVER
StateMA
Zip01810-4260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRC
Legal SubdivisionANDOVER & TEWKSBURY
Legal Block3
Legal Lot NumberA
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2011
Census Tract254402

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address470 RIVER RD, ANDOVER, MA 01810-4260
Owner TypeCompany
VestingFormerly Known As (FKA)

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Quit Claim Deed, Transfer
Aug 26, 2022Quit Claim Deed, Transfer
Quitclaim
Jan 28, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2025 · Amount on Record
Deed SaleNov 3, 2025 · Amount on Record
Prior SaleJun 11, 1999 · Amount on Record
Deed Book / Page18429 / 210
Prior Transfer DateJul 21, 2022
Prior Transfer Doc017549-162
Record UpdatedSep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateNov 3, 2025
Property Address470 RIVER RD, ANDOVER, MA 01810-4260
Document Number018429-210
Book / Page18429 / 210
Instrument DateNov 3, 2025
Instrument19356
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateAug 26, 2022
Property Address470 RIVER RD, ANDOVER, MA 01810-4260
Document Number017549-162
Book / Page17549 / 162
Instrument DateJul 21, 2022
Instrument20240
Transaction TypeTransfer
Record UpdatedSep 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 RIVER RD, ANDOVER, MA 01810-4260

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address470 RIVER RD, ANDOVER, MA 01810-4260
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15744-1
DateJan 28, 2019
Book Page15744/1
Instrument1880
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,359.00 (+1.74%)$829,400 (+4.92%) Land $459,300 Building $370,100$939,360
2024$10,182.00 (+4.06%)$790,500 (+10.36%) Land $446,100 Building $344,400
2023$9,785.00$716,300 Land $402,100 Building $314,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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