Lincoln County property record for 470 Overlook Dr, Yachats, OR 97498 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,675 sqft · built 1997 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Jul 2023) |
| Tax Bill | $4,062 (2025) |
| Deeds & Mortgages | Jul 2023 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 141234AC0260000 |
| Primary APN | 141234AC0260000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,343 sqft |
| 1st Floor Area | 1,390 sqft |
| Attic | Attic |
| Attic Area | 285 sqft |
| Basement Area | 668 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 230 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Account Number | R141604 |
|---|---|
| Street Address | 470 OVERLOOK DR |
| City | YACHATS |
| State | OR |
| Zip | 97498-9464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YACHATS BEACH HOMES, BLOCK 5, LOT 2 & 3, DOC202304865 |
| Legal Range | 12W |
| Legal Township | 14S |
| Legal Section | 34 |
| Legal Subdivision | YACHATS BEACH HOMES |
| Legal Block | 5 |
| Legal Lot Number | 2,3 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | WALDPORT |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 951700 |
Source: Lincoln County records · APN 141234AC0260000
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 853, YACHATS, OR 97498-0853 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer WESTERN TITLE & ESCROW |
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK |
| Mar 10, 2017 | Deed of Trust, Mortgage CMG FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Document Number | 20234865 |
| Prior Transfer Date | Jun 30, 2014 |
| Prior Transfer Doc | 201405468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Jul 18, 2023 |
| Property Address | 470 OVERLOOK DR, YACHATS, OR 97498-9464 |
| Document Number | 0000004865 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023-04865 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 470 OVERLOOK DR, YACHATS, OR 97498-9464 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 470 OVERLOOK DR, YACHATS, OR 97498-9464 |
| Document Number | 0000001636 |
| Instrument Date | Feb 04, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 470 OVERLOOK DR YACHATS OR 974989464, YACHATS, OR 97498-9464 |
| Document Number | 0000001636 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 1636 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 08, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 470 OVERLOOK DR, YACHATS, OR 97498-9464 |
| Document Number | 0000009256 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 470 OVERLOOK DR YACHATS OR 974989464, YACHATS, OR 97498-9464 |
| Document Number | 0000009256 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 9256 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 470 OVERLOOK DR, YACHATS, OR 97498-9464 |
| Document Number | 0000003565 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 1113 YACHATS OR 974981113, YACHATS, OR 97498-1113 |
| Document Number | 0000003565 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 3565 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2047 |
Source: Lincoln County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Yachats City |
| Unified School District | Lincoln County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,062.00 (+1.5%) | $295,170 (+3%) | $623,820 (-5.45%) Land $150,740 Building $473,080 |
| 2024 | $4,002.00 (+3.38%) | $286,580 (+3%) | $659,810 (+19.87%) Land $110,840 Building $548,970 |
| 2023 | $3,871.00 (+10.98%) | $278,240 (+3%) | $550,440 (+19.62%) Land $109,060 Building $441,380 |
| 2022 | $3,488.00 | $270,140 | $460,150 Land $97,850 Building $362,300 |
Source: FEMA National Flood Hazard Layer, Lincoln County (41041C), updated October 17, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410419517002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 37 individual NFIP policies nearby |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2012–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2023, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Pioneer Telephone Cooperative (OR) | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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