470 Neck Rd, Palmer, TX 75152 Property Records

Ellis County property record for 470 Neck Rd, Palmer, TX 75152

Property Summary

Property Type	General Agricultural/Rural
Lot Size	4.59 acres (200,158 sqft)
Owner	Individual Name on Record
Last Sale	$234,412 (Aug 2023)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R289361`

Property Details

APN / Parcel Number

Primary APN	`R289361`
Alternative APNs	`00448300000200105` `289361`

Exterior

Lot Area	200,158 sqft

Location & Zoning

Street Address	470 NECK RD
City	PALMER
State	TX
Zip	75152
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LOT 2 GOMEZ & RAMOS RANCH 0.4.595 AC
Legal Subdivision	GOMEZ & RAMOS RANCH
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2050
Census Tract	60105

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	480 NECK RD, FERRIS, TX 75125-8807
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Vendor's Lien, Transfer · ARM AMERICAN NATIONAL BANK & TRUST
Sep 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	202323234
Record Updated	Sep 20, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Aug 8, 2023
Property Address	470 NECK RD, PALMER, TX 75152
Document Number	0002323234
Map Reference	CAB L SL 222
Instrument Date	Aug 7, 2023
Instrument	2323234
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 WINDMILL TRL, DESOTO, TX 75115-6525

Mortgage

Document Number	0002323235
Date	Aug 8, 2023
Instrument	2323235

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	Prime Rate
Max Rate	13.2%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELLIS TX
Recording Date	Sep 1, 2021
Property Address	470 NECK RD, PALMER, TX 75152
Document Number	0002138621
Map Reference	CAB L SL 222
Instrument Date	Aug 24, 2021
Instrument	2138621
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 TRUMBULL CIR, FERRIS, TX 75125-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3060 NEWTON RD, FERRIS, TX 75125-9490

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Ferris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,223 (+13.76%) Land $252,561 Building $13,662	$513,662 (+116.45%) Land $500,000 Building $13,662
2025	$3,581.00 (+27.62%)	$234,022 (+131.5%) Land $225,000 Building $12,312	$237,312 (+134.75%) Land $225,000 Building $12,312
2024	$2,806.00
2023		$101,090 (+22.22%) Land $101,090	$101,090 (+22.22%) Land $101,090
2022		$82,710 Land $82,710	$82,710 Land $82,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wi-Five Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Frontier, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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