Delta County property record for 470 NE Elder Ct, Cedaredge, CO 81413 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,422 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $395,000 (2026) |
| Tax Bill | $1,509.00 (2025) |
| Primary APN | R002872 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,422 sqft Living Area |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,988 sqft (0.39 acres) |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | R002872 |
|---|---|
| Street Address | 470 NE ELDER CT |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3315 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 470 NE ELDER CT CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: CEDAREDGE ESTATES AMENDED BLOCK: 2 LOT: 25 TOTAL AC 0.39+- (N99.08, S52.97, E168.73, W202.20) LOT 25 BLK 2 CEDAREDGE ESTATES AMD. SEC 20 T13S R94W 6PM BK 465 PG 78 (R-373956) BK 674 PG |
| Legal Subdivision | CEDAREDGE ESTATES AMENDED |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | DELTA CO |
| Minor Civil Division | CEDAREDGE |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 965201 |
Source: Delta County records · APN R002872
Assessment roll updated May 4, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Line of Credit ASHLAND CU |
| Apr 27, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Aug 09, 2024 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CENTRAL TRUST BANK |
| Apr 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF COLORADO |
| May 06, 2014 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Aug 09, 2024 · Amount on Record |
| Deed Doc Number | 2026767331 |
| Prior Transfer Date | Apr 16, 2021 |
| Prior Transfer Doc | 0000728364 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000742145 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 742145 |
| Name | ASHLAND CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jul 11, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 27, 2026 |
| Property Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Document Number | 0000767331 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026767331 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,989.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Document Number | 0000767331, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026767331 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 09, 2024 |
| Property Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Document Number | 0000754887 |
| Instrument Date | Aug 09, 2024 |
| Instrument | 754887 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2025 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 344 WOODLAND DR, BLAIRSVILLE, GA 30512-2572 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Document Number | 0000754888 |
|---|---|
| Date | Aug 09, 2024 |
| Instrument | 754888 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 22, 2021 |
| Property Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Document Number | 0000728364 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 728364 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Investor | Possibly a Property Investor |
| Document Number | 0000728365 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 728365 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 06, 2014 |
| Property Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Document Number | 0000673333 |
| Instrument Date | May 06, 2014 |
| Instrument | 673333 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 470 NE ELDER CT, CEDAREDGE, CO 81413-3315 |
| Investor | Possibly a Property Investor |
| Document Number | 0000673334 |
|---|---|
| Date | May 06, 2014 |
| Instrument | 673334 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2044 |
| Document Number | 0000673335 |
|---|---|
| Date | May 06, 2014 |
| Instrument | 673335 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2044 |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,509.00 (+27.34%) | $21,852 (+25.59%) Land $3,688 Building $18,164 | $349,622 (+34.63%) Land $59,000 Building $290,622 |
| 2024 | $1,185.00 (+4.04%) | $17,399 (-) Land $3,870 Building $13,529 | |
| 2023 | $1,139.00 (+12.44%) | $17,399 (+14.99%) Land $3,870 Building $13,529 | $259,691 (+19.28%) Land $57,766 Building $201,925 |
| 2022 | $1,013.00 | $15,131 Land $3,128 Building $12,003 | $217,710 Land $45,000 Building $172,710 |
470 NE Elder Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Delta County (08029C), updated November 27, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 28th in Colorado |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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