470 N Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 470 N Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,512 sqft · built 1955
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Tax Bill	$579 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2007 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-326-001.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-326-001.000-008`
Alternative APN	`310603326001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	1,288 sqft
Attic	Attic
Attic Area	2,448 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	112 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603326001
Street Address	470 N WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESURVEY OP LOT 9
Legal Subdivision	ROHRABAUGHS ADDITION
Legal Lot Number	9
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2026
Census Tract	20200

Owner

470 N Wayne St is owned by an individual who acquired it in April 2026.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	104 N PETERS ST, GARRETT, IN 46738-1130
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 7, 2007	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026
Deed Sale	Apr 17, 2026
Prior Sale	Sep 7, 2007 · Amount on File
Deed Document Number	20261899
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 17, 2026
Property Address	470 N WAYNE ST, WATERLOO, IN 46793-9380
Document Number	0202601899
Instrument Date	Apr 15, 2026
Instrument	20261899
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N PETERS ST, GARRETT, IN 46738-1130

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 7, 2007
Property Address	470 N WAYNE ST, WATERLOO, IN 46793-9380
Document Number	0020705868
Instrument Date	Aug 30, 2007
Instrument	20705868
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 N WAYNE ST # SST, SST, WATERLOO, IN 46793-9380

Mortgage

Document Number	0020705869
Date	Sep 7, 2007
Instrument	20705869

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 470 N Wayne St was $579, down 53% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00 (-52.97%)	$136,900 (+1.56%) Land $19,600 Building $117,300	$136,900 (+1.56%) Land $19,600 Building $117,300
2024	$1,231.00 (+16.68%)	$134,800 (+6.65%) Land $19,600 Building $115,200	$134,800 (+6.65%) Land $19,600 Building $115,200
2023	$1,055.00 (-13.95%)	$126,400 (+3.78%) Land $18,200 Building $108,200	$126,400 (+3.78%) Land $18,200 Building $108,200
2022	$1,226.00	$121,800 Land $17,200 Building $104,600	$121,800 Land $17,200 Building $104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 N Wayne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 N Wayne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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