Codington County property record for 470 N Lake Dr, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 0.409 acres (17,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Dec 2021) |
| Tax Bill | $7,161 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007917 |
| Primary APN | 007917 |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 17,800 sqft (0.409 acres) |
| Lot Dimensions | 178 ft deep x 100 ft wide |
| Street Address | 470 N LAKE DR |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 46-47 HIGHLAND PARK |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | NULL |
| Legal Lot Number | 46-47 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 954502 |
470 N Lake Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Codington County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 CRYSTAL CT NW, WATERTOWN, SD 57201-8334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Prior Sale | Sep 20, 2012 · Amount on File |
| Prior Transfer Date | Aug 14, 2014 |
| Prior Transfer Doc | 00423/8228 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 470 N Lake Dr was $7,161 with a homeowner's exemption, up % from the year before.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,161.00 (+0.01%) Homeowner's exemption | $654,110 (-) Land $345,172 Building $308,938 |
| 2025 | $7,160.00 (-18.87%) Homeowner's exemption | $654,110 Land $345,172 Building $308,938 |
| 2024 | $8,825.00 | |
| 2023 | $545,091 Land $287,643 Building $257,448 | |
| 2022 | $7,904.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 470 N Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 units insured incl. 5 condo units |
| Nearby Flood Claims | 358 (1979–2023) |
| Claims Outside the SFHA | 177 of 358 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 N Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber · Cable | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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