470 Monroe St, Napa, CA 94559 Property Records

Napa County property record for 470 Monroe St, Napa, CA 94559

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,233 sqft · built 1948
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$552,500 (Mar 2005)
Tax Bill$9,550 (2026)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN004-203-023-000

Property Details

APN / Parcel Number

Primary APN004-203-023-000
Alternative APNs
  • 004-203-023
  • 00420323

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,233 sqft Living Area
1st Floor Area1,233 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number004-203-023
Street Address470 MONROE ST
CityNAPA
StateCA
Zip94559-3142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 18 VAUGHANS SUB 3R/M67
Legal SubdivisionVAUGHANS
Legal Lot Number18
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2016
Census Tract200201

Owner

470 Monroe St is owned and occupied by an individual who bought it in March 2005.

Source: Napa County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address470 MONROE ST, NAPA, CA 94559-3142
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2005 · Amount on File
Deed SaleMar 17, 2005 · Amount on File
Prior SaleMar 14, 2003 · Amount on File
Deed Document Number20059926
Prior Transfer DateJun 14, 1995
Prior Transfer Doc0000012988
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address470 MONROE ST, NAPA, CA 94559-3142
Transaction TypeMortgage
Record UpdatedMay 13, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 MONROE ST, NAPA, CA 94559-3142

Mortgage

Document Number0000009388
DateMay 6, 2022
Instrument2022-0009388
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 470 Monroe St was $9,550 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,550.00 (+2.14%) Homeowner's exemption$781,260 (+2%) Land $390,985 Building $390,275$781,260 Land $390,985 Building $390,275
2025$9,350.00 Homeowner's exemption$765,942 Land $383,319 Building $382,623
2023$8,893.00 (+1.38%) Homeowner's exemption$736,201 Land $368,435 Building $367,766
2022$8,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 470 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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