Perry County property record for 470 Main St, Hazard, KY 41701
| Property Type | Commercial |
|---|---|
| Details | 5 bd · 14,138 sqft · built 1920 |
| Lot Size | 1.09 acres (47,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $500,000 (Apr 2023) |
| Tax Bill | $2,551 (2023) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2025 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 102-11 01 014.00 |
| Primary APN | 102-11 01 014.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 25 Rooms |
| Units | 7 Units |
| Stories | 2 Stories |
| Building Area | 14,138 sqft Total Area |
| Basement Area | 7,069 sqft |
| Unfinished Basement | 7,069 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 47,300 sqft (1.09 acres) |
| Lot Dimensions | 110 ft deep x 430 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 35478 |
|---|---|
| Street Address | 470 MAIN ST |
| City | HAZARD |
| State | KY |
| Zip | 41701-1777 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DB 428 PG 135 04/10/2023 |
| Jurisdiction | PERRY KY |
| Township / Civil Division | HAZARD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 970602 |
470 Main St, a commercial property, is owned by a company that bought it in April 2023.
Source: Perry County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 182 SWARTZ DR, HAZARD, KY 41701-6807 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit BANCORP |
| May 7, 2025 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO OF HAZARD |
| Apr 17, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on File |
| Deed Sale | Apr 17, 2023 · Amount on File |
| Deed Document Number | 2023262159 |
| Deed Book / Page | 428 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 470 MAIN ST, HAZARD, KY 41701-1777 |
| Document Number | 0000052480 |
| Book / Page | 524 / 80 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202652480 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000052480, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 524/80 |
| Instrument | 202652480 |
| Name | BANCORP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jun 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY KY |
| Property Address | 470 MAIN ST, HAZARD, KY 41701-1777 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 182 STACY DR, HAZARD, KY 41701-7348 |
| Document Number | 000509/546 |
|---|---|
| Date | May 7, 2025 |
| Book Page | 509/546 |
| Name | PEOPLES BANK & TRUST CO OF HAZARD |
|---|---|
| Type | Bank |
| Address | HAZARD, KY 41702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Apr 24, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PERRY KY |
| Recording Date | Apr 17, 2023 |
| Property Address | 470 MAIN ST, HAZARD, KY 41701-1777 |
| Document Number | 000428/135 |
| Book / Page | 428 / 135 |
| Instrument Date | Apr 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1149, HAZARD, KY 41702-1149 |
| Name | Verified Name |
|---|---|
| Address | 182 SWARTZ DR, HAZARD, KY 41701-6807 |
Source: Perry County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Perry County |
| Municipality | Hazard City |
| Unified School District | Hazard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,000 (-) | $500,000 (-) | |
| 2025 | $500,000 | $500,000 | |
| 2023 | $2,551.00 (+2.24%) | $225,000 (-) Land $60,000 Building $165,000 | $225,000 (-) Land $60,000 Building $165,000 |
| 2022 | $2,495.00 | $225,000 Land $60,000 Building $165,000 | $225,000 Land $60,000 Building $165,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 470 Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Main St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Thacker-Grigsby Telephone Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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