Cleburne County property record for 470 Lower Ridge Cir, Edgemont, AR 72044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,608 sqft · built 2020 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Trust Name on File |
| Last Sale | $66,240 (Aug 2017) |
| Tax Bill | $5,177 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-09874-027 |
| Primary APN | 002-09874-027 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,608 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Flooring | Carpet |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,800 sqft |
| Porch | Slab |
|---|---|
| Deck Area | 312 sqft |
| Patio Area | 3,300 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 470 LOWER RIDGE CIR |
|---|---|
| City | EDGEMONT |
| State | AR |
| Zip | 72044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11 |
| Legal Township | 11 |
| Legal Section | 06 |
| Legal Subdivision | WATERSEDGE ESTATES PHASE III |
| Legal Lot Number | 65 |
| Jurisdiction | CLEBURNE AR |
| Township / Civil Division | MORGAN |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 480201 |
470 Lower Ridge Cir is held in a trust since November 2017.
Source: Cleburne County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 16 FLATROCK PT, LITTLE ROCK, AR 72211-3902 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENCORE BANK NA |
| Nov 6, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on File |
| Deed Sale | Aug 23, 2017 · Amount on File |
| Prior Sale | Nov 30, 2004 · Amount on File |
| Deed Document Number | 20174239 |
| Last Transfer Date | Nov 1, 2017 |
| Transfer Doc | 0201705688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Property Address | 470 LOWER RIDGE CIR, EDGEMONT, AR 72044-9807 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202101788 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 202101788 |
| Name | ENCORE BANK NA |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Recording Date | Nov 6, 2017 |
| Property Address | 470 LOWER RIDGE CIR, EDGEMONT, AR 72044-9807 |
| Document Number | 0201705688 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 201705688 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16 FLATROCK PT, LITTLE ROCK, AR 72211-3902 |
The 2026 property tax bill for 470 Lower Ridge Cir was $5,177, up 9.1% from the year before.
Source: Cleburne County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleburne County |
| Unified School District | West Side School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,177.00 (+9.1%) | $179,466 (-) Land $6,000 Building $173,466 | $897,330 (-) Land $30,000 Building $867,330 |
| 2025 | $4,745.00 | $179,466 Land $6,000 Building $173,466 | $897,330 Land $30,000 Building $867,330 |
| 2023 | $3,902.00 | $127,291 Land $11,000 Building $116,291 | $636,455 Land $55,000 Building $581,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Lower Ridge Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Lower Ridge Cir is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 47% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMUNITY WATER SYSTEM serves 18,628 people · EPA ID AR0000101 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Artelco Fiber | 1,000 / 1,000 |
| Connect2First Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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