Washoe County property record for 470 Len Cir, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,739 sqft · built 1995 |
| Lot Size | 0.112 acres (4,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Sep 2020) |
| Tax Bill | $3,073 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 043-302-06 |
| Primary APN | 043-302-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,739 sqft Living Area |
| 1st Floor Area | 935 sqft |
| 2nd Floor Area | 804 sqft |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,922 sqft (0.112 acres) |
| Garage Type | Built-in |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Fence | Fence |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 83879 |
|---|---|
| Street Address | 470 LEN CIR |
| City | RENO |
| State | NV |
| Zip | 89511-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF14 |
| Legal Description | CRESTGATE DIXON LT 16 BLK B |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Subdivision | CRESTGATE-DIXON |
| Legal Block | B |
| Legal Lot Number | 16 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1012 |
470 Len Cir is owned and occupied by an individual who bought it in September 2020.
Source: Washoe County records, as of January 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 470 LEN CIR, RENO, NV 89511-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit GREATER NEVADA CU |
| Jan 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 11, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | Mar 17, 2016 · Amount on File |
| Deed Document Number | 5076031 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 470 LEN CIR, RENO, NV 89511-1505 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 470 LEN CIR, RENO, NV 89511-1505 |
| Document Number | 0005276099 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 5276099 |
| Name | GREATER NEVADA CU |
|---|---|
| Type | Credit Union |
| Address | CARSON CITY, NV 89701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 470 LEN CIR, RENO, NV 89511-1505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RELIANT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004778076 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 4778076 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 11, 2020 |
| Property Address | 470 LEN CIR, RENO, NV 89511-1505 |
| Document Number | 0005076031 |
| Map Reference | FILE 1834846 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 5076031 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TICOR TITLE RENO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,619.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8305 ROCKY MEADOW CIR, 8305, RENO, NV 89511-1537 |
| Name | Verified Name |
|---|---|
| Address | 470 LEN CIR, RENO, NV 89511-1505 |
| Document Number | 0005076032 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 5076032 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Number | 0005076033 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 5076033 |
| Name | NEVADA HOUSING DIVISION |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 470 Len Cir was $3,073.
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,073.00 | $89,778 Land $38,150 Building $51,628 | $256,508 Land $109,000 Building $147,508 |
| 2023 | $2,642.00 | $81,658 Land $31,955 Building $49,703 | $233,308 Land $91,300 Building $142,008 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 470 Len Cir in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 7 (1986–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Len Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 99.5% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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