470 Laundre Rd, Coldwater, MS 38618 Property Records

Tate County property record for 470 Laundre Rd, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,094 sqft · built 1988
Lot Size11.4 acres (496,584 sqft)
Owner2 Individual Names on File
Last Sale$129,675 (May 2021)
Tax Bill$1,248 (2025)
Deeds & MortgagesJul 2023 Mortgage
May 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN083 06 0002502

Property Details

APN / Parcel Number

Primary APN083 06 0002502

Interior

Bedrooms1 Bed
Total Rooms4 Rooms
Building Area1,094 sqft Finished Area
1st Floor Area1,044 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area496,584 sqft (11.4 acres)
Utility Building2,000 sqft

Location & Zoning

Street Address470 LAUNDRE RD
CityCOLDWATER
StateMS
Zip38618-3134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT W1/2 SW1/4 SE1/4
Legal Range06
Legal Township05
Legal Section06
JurisdictionTATE MS
Township / Civil Division4
Census Block Group1
Census Block1001
Census Tract950202

Owner

470 Laundre Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Tate County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address470 LAUNDRE RD, COLDWATER, MS 38618-3134
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage
RENASANT BANK
May 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANCORPSOUTH BANK
Apr 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2021 · Amount on File
Deed SaleMay 3, 2021 · Amount on File
Deed Document Number2021
Deed Book / Page2021 / 1722
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address470 LAUNDRE RD, COLDWATER, MS 38618-3134
Transaction TypeMortgage
Record UpdatedJul 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02023/8028
DateJul 3, 2023
Book Page2023/8028
Lender
NameRENASANT BANK
TypeBank
Agreement
AmountAmount on Record
Term120 Months
DueJul 25, 2033
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address470 LAUNDRE RD, COLDWATER, MS 38618-3134
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/8269
DateMay 3, 2021
Book Page2021/8269
Lender
NameBANCORPSOUTH BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address470 LAUNDRE RD, COLDWATER, MS 38618-3134
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/8269
DateApr 30, 2021
Book Page2021/8269
Lender
NameBANCORPSOUTH BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 470 Laundre Rd was $1,248.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,248.00$12,651 Land $1,823 Building $10,828$105,511 Land $17,653 Building $87,858
2023$483.00$5,268 Land $1,827 Building $3,441$52,093 Land $17,679 Building $34,414

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 470 Laundre Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2020–2025)
Claims Outside the SFHA5 of 5
Most Recent ClaimMar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Laundre Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 81% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Starlink
Satellite
280 / 30

May also be available: Tallahatchie Valley Internet Services.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laundre Rd

Nearby Streets

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