470 Jill Ave, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 470 Jill Ave, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,017 sqft · built 1996
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Feb 2026)
Tax Bill	$5,326 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099-190-124`

Property Details

APN / Parcel Number

Primary APN	`099-190-124`
Alternative APN	`099-190-124-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,017 sqft Living Area
1st Floor Area	985 sqft
2nd Floor Area	1,032 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Lot Area	5,700 sqft (0.131 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	470 JILL AVE
City	BAY POINT
State	CA
Zip	94565-6794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7737 L124
Legal Subdivision	SUBDIVISION 7737
Legal Tract	7737
Legal Lot Number	124
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	470 JILL AVE, BAY POINT, CA 94565-6794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 27, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Jun 3, 2011 · Amount on File
Deed Document Number	202619630
Prior Transfer Date	Dec 14, 2024
Prior Transfer Doc	0000135655
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	470 JILL AVE, BAY POINT, CA 94565-6794
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 JILL AVE, BAY POINT, CA 94565-6794

Mortgage

Document Number	0000164871
Date	Oct 21, 2022
Instrument	2022-164871

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 27, 2026
Property Address	470 JILL AVE, BAY POINT, CA 94565-6794
Document Number	0000019630
Map Reference	MB 374 PG 15
Instrument Date	Feb 19, 2026
Instrument	2026- 019630
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	470 JILL AVE, BAY POINT, CA 94565-6794

Mortgage

Document Number	0000019631
Date	Feb 27, 2026
Instrument	2026- 019631

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	470 JILL AVE, BAY POINT, CA 94565-6794
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 JILL AVE, BAY POINT, CA 94565-6794

Mortgage

Document Number	0000290070
Date	Nov 30, 2020
Instrument	2020-290070

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,288 (+2%) Land $71,867 Building $274,421
2025	$5,326.00 (+4.95%)	$339,499 (+4.04%) Land $70,458 Building $269,041
2023	$5,075.00 (+1%)	$326,318 Land $67,723 Building $258,595
2022	$5,025.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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