Essex County and Swampscott Town property record for 470 Humphrey St, Swampscott, MA 01907
| Property Type | Nursery, Greenhouse, Florist (Retail, Wholesale) |
|---|---|
| Details | 3,383 sqft · built 1920 |
| Lot Size | 0.186 acres (8,089 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $325,000 (Nov 2003) |
| Tax Bill | $15,186 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | SWAM M:0019 B:0159 L:0 |
| Primary APN | SWAM M:0019 B:0159 L:0 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,383 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,089 sqft (0.186 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 470 HUMPHREY ST |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2670 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Nursery, Greenhouse, Florist (Retail, Wholesale) |
| Local Zoning Code | B1 |
| Legal Block | 159 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 202200 |
470 Humphrey St, a commercial property, is held in a trust since November 2003.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 470 HUMPHREY ST, SWAMPSCOTT, MA 01907-2670 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2003 · Amount on File |
| Deed Sale | Nov 26, 2003 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 470 Humphrey St was $15,186, up 8.9% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $15,186.00 (+8.87%) | $685,600 (+4.05%) Land $501,300 Building $184,300 |
| 2025 | $13,949.00 | $658,900 Land $484,500 Building $174,400 |
| 2023 | $12,698.00 | $603,500 Land $445,600 Building $157,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 470 Humphrey St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 70 (1978–2022) |
| Claims Outside the SFHA | 32 of 70 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 470 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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