Lincoln County property record for 470 Fox Ridge Ct, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,935 sqft · built 2002 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Mar 2017) |
| Tax Bill | $2,275 (2026) |
| Deeds & Mortgages | Nov 2020 Transfer Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-92-6984 |
| Primary APN | 3692-92-6984 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,935 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,898 sqft (0.342 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 281746 |
|---|---|
| Street Address | 470 FOX RIDGE CT |
| City | STANLEY |
| State | NC |
| Zip | 28164-6819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #70 OXFORD HUNT SUB |
| Legal Subdivision | OXFORD HUNT |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 71102 |
470 Fox Ridge Ct is owned and occupied by two individuals who acquired it in November 2020.
Source: Lincoln County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 FOX RIDGE CT, STANLEY, NC 28164-6819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 17, 2017 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2017 · Amount on File |
| Deed Sale | Mar 17, 2017 · Amount on File |
| Prior Sale | Feb 5, 2003 · Amount on File |
| Deed Document Number | 2017560246 |
| Deed Book / Page | 2653 / 270 |
| Last Transfer Date | Nov 25, 2020 |
| Transfer Doc | 2978996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 25, 2020 |
| Property Address | 470 FOX RIDGE CT, STANLEY, NC 28164-6819 |
| Document Number | 2978996 |
| Book / Page | 002978 / 000996 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 620662 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 470 FOX RIDGE CT STANLEY NC 281646819, STANLEY, NC 28164-6819 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 470 FOX RIDGE CT, STANLEY, NC 28164-6819 |
| Document Number | 2829534 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 470 FOX RIDGE CT STANLEY NC 281646819, STANLEY, NC 28164-6819 |
| Document Number | 2829534 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 002829/000534 |
| Instrument | 594837 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 9, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 17, 2017 |
| Property Address | 470 FOX RIDGE CT, STANLEY, NC 28164-6819 |
| Document Number | 2653270 |
| Book / Page | 002653 / 000270 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 560246 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 470 FOX RIDGE CT STANLEY NC 281646819, STANLEY, NC 28164-6819 |
| Document Number | 2653272 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 002653/000272 |
| Instrument | 560247 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2026 property tax bill for 470 Fox Ridge Ct was $2,275.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,275.00 | $353,522 (-) Land $50,000 Building $303,522 | $353,522 (-) Land $50,000 Building $303,522 |
| 2025 | $2,275.00 | $353,522 Land $50,000 Building $303,522 | $353,522 Land $50,000 Building $303,522 |
| 2023 | $2,246.00 | $353,522 Land $50,000 Building $303,522 | $353,522 Land $50,000 Building $303,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Fox Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Fox Ridge Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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