470 Ferguson Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 470 Ferguson Rd, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms9 Beds
Year BuiltBuilt 2008
Square Footage4,934 sqft Adjusted Area
Lot Size31,579 sqft (0.725 acres)
OccupancyOwner Occupied
Tax Bill$4,355.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-1-01-08-0-00004-00

Interior

Bedrooms9 Beds
Total Rooms10 Rooms
Building Area4,934 sqft Adjusted Area
1st Floor1,620 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area31,579 sqft (0.725 acres)
Depth X Width155 ft x 194 ft Depth x Width
Patio Area504 sqft Patio

Location & Zoning

Street Address470 FERGUSON RD
CityHERNANDO
StateMS
Zip38632-8912
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHARLESTON ROWE SEC A 1ST REV LOT 4
Legal Range008
Legal Township03S
Legal Section01
Legal SubdivisionCHARLESTON ROWE SEC A 1ST REV
Legal Lot Number4
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1010
Census Tract71121

Owner

Source: DeSoto County records · APN 3-08-1-01-08-0-00004-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address470 FERGUSON RD, HERNANDO, MS 38632-8912
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Oct 16, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
SOUTHERN BANCORP BANK
Nov 04, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2020
Deed SaleNov 04, 2020
Prior SaleDec 20, 2013 · Amount on Record
Deed Book / Page937 / 747
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address470 FERGUSON RD, HERNANDO, MS 38632-8912
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 FERGUSON RD, HERNANDO, MS 38632-8912

Mortgage

Document Number005313/698
DateAug 10, 2021
Book Page5313/698
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 05, 2022

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address470 FERGUSON RD, HERNANDO, MS 38632-8912
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004817/001
DateOct 16, 2019
Book Page4817/001
Lender
NameSOUTHERN BANCORP BANK
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 11, 2020

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateNov 04, 2020
Property Address470 FERGUSON RD, HERNANDO, MS 38632-8912
Document Number000937/747
Book / Page937 / 747
Map ReferenceMB 115 PG 47
Instrument DateOct 27, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address112 N MOUNT PLEASANT RD, 112, COLLIERVILLE, TN 38017-2742

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 FEGUSON ROAD, HERNANDO, MS 38632-8912

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,355.00 (-16.04%)$44,889 (-) Land $5,000 Building $39,889$448,893 (-) Land $50,000 Building $398,893
2023$5,187.00$44,889$448,893 Land $50,000 Building $398,893

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