470 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 470 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 1 ba · 1,271 sqft · built 1917
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Mar 2023)
Tax Bill	$8,003 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00101-0000-00043`

Property Details

APN / Parcel Number

Primary APN	`17-00101-0000-00043`
Alternative APNs	`170010100043` `5766000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,271 sqft Living Area
1st Floor Area	775 sqft
Upper Floors Area	496 sqft
Basement Area	256 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	43,560 sqft
Porch	Open Porch
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic

Location & Zoning

Account Number	5766000
Street Address	470 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-7922
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	R-E
Legal Description	ALSO LOT 43B NIT 1A
Legal Block	101
Legal Lot Number	43
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2007
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township assessment roll, APN 17-00101-0000-00043, as of July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	470 ELY HARMONY RD, FREEHOLD, NJ 07728-7922
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Deed Document Number	202317056
Deed Book / Page	9636 / 9716
Record Updated	Sep 20, 2026

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 10, 2023
Property Address	470 ELY HARMONY RD, FREEHOLD, NJ 07728-7922
Document Number	0096369716
Book / Page	9636 / 9716
Instrument Date	Mar 01, 2023
Instrument	2023017056
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	478 ELY HARMONY RD, FREEHOLD, NJ 07728-7922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 ELY HARMONY RD, FREEHOLD, NJ 07728-7922

Mortgage

Document Number	2023017057
Date	Mar 10, 2023
Instrument	2023017057

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,000 (+6.13%) Land $285,000 Building $214,000	$499,000 (+6.13%) Land $285,000 Building $214,000
2025	$8,003.00 (+7.35%)	$470,200 (+17.9%) Land $260,000 Building $210,200	$470,200 (+17.9%) Land $260,000 Building $210,200
2024	$7,455.00 (+16%)
2023		$398,800 Land $200,000 Building $198,800	$398,800 Land $200,000 Building $198,800
2022	$6,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258106002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 79% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 36 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1316001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.