Wayne County property record for 470 Edwards Mountain Rd, Monticello, KY 42633
| Property Type | Single Family Home |
|---|---|
| Details | 2,433 sqft · built 2010 |
| Lot Size | 8.34 acres (363,290 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,585 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-00-00-012.06 |
| Primary APN | 042-00-00-012.06 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,433 sqft Living Area |
| Basement Area | 1,511 sqft |
| Unfinished Basement | 1,511 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 363,290 sqft (8.34 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 408 sqft |
| Deck Area | 417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 16362 |
|---|---|
| Street Address | 470 EDWARDS MOUNTAIN RD |
| City | MONTICELLO |
| State | KY |
| Zip | 42633-6657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNCAN VALLEY RD |
| Legal Subdivision | DUNCAN VALLEY |
| Jurisdiction | WAYNE KY |
| Township / Civil Division | ZULA-POWERSBURG |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 920402 |
470 Edwards Mountain Rd is owned and occupied by two individuals.
Source: Wayne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 EDWARDS MOUNTAIN RD, MONTICELLO, KY 42633-6657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE KY |
| Property Address | 470 EDWARDS MOUNTAIN RD, MONTICELLO, KY 42633-6657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 417/548 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 417/548 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Address | MONTICELLO, KY 42633 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 30, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 470 Edwards Mountain Rd was $2,585.
Source: Wayne County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Wayne County |
| Unified School District | Wayne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,100 (-) Land $20,000 Building $274,100 | $294,100 (-) Land $20,000 Building $274,100 | |
| 2025 | $2,585.00 | $294,100 | $294,100 |
| 2023 | $2,776.00 | $294,100 | $294,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Edwards Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 470 Edwards Mountain Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
No cell data coverage reported
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