470 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 470 E State St, Albion, NY 14411

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,386 sqft · built 1900
Lot Size	0.071 acres (3,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Jan 2004)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Aug 2023 Refinance Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`342001 73.7-2-73`

Property Details

APN / Parcel Number

Primary APN	`342001 73.7-2-73`
Alternative APNs	`20010730070002073000` `1787-00`

Interior

Stories	1 Story
Building Area	1,386 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,098 sqft (0.071 acres)
Lot Dimensions	88.5 ft deep x 35 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	470 E STATE ST
City	ALBION
State	NY
Zip	14411-1124
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	05 - COMME
Legal Description	HC 35-15-1
Legal Block	2
Legal Lot Number	73.000
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2001
Census Tract	40701

Owner

Source: Orleans County and Albion Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 403, ALBION, NY 14411-0403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU
Mar 28, 2018	Deed of Trust, Mortgage ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2004 · Amount on Record
Deed Sale	Jan 23, 2004 · Amount on Record
Prior Sale	Jan 9, 1997 · Amount on Record
Deed Book / Page	619 / 41
Last Transfer Date	Jul 5, 2005
Transfer Doc	0775000174
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	470 E STATE ST, ALBION, NY 14411-1124
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00871/5575
Date	Aug 31, 2023
Book Page	871/5575
Instrument	121330

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	470 E STATE ST, ALBION, NY 14411-1124
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000857/0000004431
Date	Mar 28, 2018
Book Page	0000000857/0000004431
Instrument	180-00097721

Lender

Name	ADVANTAGE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	82 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Orleans County and Albion Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 (+4.69%) Homeowner's exemption Veteran's exemption
2025	$2,323.00 (+98.21%) Homeowner's exemption Veteran's exemption	$56,700 (-) Land $6,900 Building $49,800	$59,700 (+5.29%) Land $7,265 Building $52,435
2024		$56,700 (+71.82%) Land $6,900 Building $49,800	$56,700 (+42.46%) Land $6,900 Building $49,800
2023		$33,000 (-) Land $6,900 Building $26,100	$39,800 (-) Land $8,322 Building $31,478
2022		$33,000 Land $6,900 Building $26,100	$39,800 Land $8,322 Building $31,478
2021	$1,172.00 (+2.27%)
2020	$1,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION VILLAGE serves 6,000 people · EPA ID NY3600596
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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