470 E 5th St, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 470 E 5th St, Mount Vernon, NY 10553

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Mar 2023)
Tax Bill	$14,414 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 169.26-4073-4`

Property Details

APN / Parcel Number

Primary APN	`550800 169.26-4073-4`
Alternative APNs	`080016902640730040000000` `110050`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	110050
Street Address	470 E 5TH ST
City	MOUNT VERNON
State	NY
Zip	10553-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4073
Legal Lot Number	4.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4005
Census Tract	3400

Owner

Source: Westchester County and Mount Vernon City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 E 5TH ST, MOUNT VERNON, NY 10553-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	20233170
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 23, 2026
Property Address	470 E 5TH ST, MOUNT VERNON, NY 10553-2105
Document Number	0000003044
Instrument Date	Mar 26, 2026
Instrument	20263044
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 E 5TH ST, MOUNT VERNON, NY 10553-2105

Mortgage

Document Number	0000003044,
Date	Apr 23, 2026
Instrument	20263044

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 20, 2023
Property Address	470 E 5TH ST, MOUNT VERNON, NY 10553-2105
Document Number	0630763170
Map Reference	VOL 7 PG 29
Instrument Date	Mar 17, 2023
Instrument	630763170
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD AND RETURN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 E 5TH ST, MOUNT VERNON, NY 10553-2105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	385 E 5TH ST, MOUNT VERNON, NY 10553-1922

Mortgage

Document Number	0630793207
Date	Mar 20, 2023
Instrument	630793207

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,414.00	$6,750 (-) Land $2,700 Building $4,050	$375,000 (+6.67%) Land $150,000 Building $225,000
2024	Homeowner's exemption	$6,750 (-25%) Land $2,700 Building $4,050	$351,563 (-33.2%) Land $140,625 Building $210,938
2023		$9,000 Land $2,700 Building $6,300	$526,316 Land $157,895 Building $368,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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