470 E 28th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 470 E 28th Ave, San Mateo, CA 94403

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,660 sqft · built 2015
Lot Size	0.19 acres (8,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,685,000 (Apr 2021)
Tax Bill	$24,671 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`124-190-040`

Property Details

APN / Parcel Number

Primary APN	`124-190-040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Units	93 Units
Stories	3 Stories
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	8,283 sqft (0.19 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	470 E 28TH AVE
City	SAN MATEO
State	CA
Zip	94403-3437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT E4 LANDSDOWNE-PHASE 11 CONDO RES.3.1 BAY MEADOWS II 2013-152575
Legal Subdivision	LANDSDOWNE-PHASE 11 CONDO RES.3.1 BAY ME
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1017
Census Tract	607500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 20, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 20, 2021	Grant Deed, Transfer · Conventional Mortgage INTERCAP LENDING
May 11, 2018	Grant Deed, Transfer WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	202162316
Last Transfer Date	Aug 31, 2021
Transfer Doc	0000126624
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437

Mortgage

Document Number	0000117142
Date	Oct 26, 2020
Instrument	2020-117142

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016441
Date	Feb 24, 2020
Instrument	2020-016441

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 20, 2021
Property Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437
Document Number	0000062315
Map Reference	DOC 2013-030187
Instrument Date	Apr 19, 2021
Instrument	2021-062315
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 20, 2021
Property Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437
Document Number	0000062316
Map Reference	MB 137 PG 73-81
Instrument Date	Mar 16, 2021
Instrument	2021-062316
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,278.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437

Mortgage

Document Number	0000062317
Date	Apr 20, 2021
Instrument	2021-062317

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 11, 2018
Property Address	470 E 28TH AVE, SAN MATEO, CA 94403-3437
Document Number	0000037025
Instrument Date	May 8, 2018
Instrument	37025
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,788.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	470 E 28TH AVE SAN MATEO CA 944033437, SAN MATEO, CA 94403-3437

Mortgage

Document Number	37026
Date	May 11, 2018
Instrument	37026

Lender

Name	WFB NA
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,860,372 (+18.5%) Land $930,186 Building $930,186
2025	$24,671.00 (-2%)	$1,570,000 (-4.85%) Land $785,000 Building $785,000
2023	$25,175.00 (-2.92%)	$1,650,000 Land $825,000 Building $825,000	$1,773,630
2022	$25,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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