470 Czerny St, Tracy, CA 95376 Property Records

San Joaquin County property record for 470 Czerny St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,446 sqft · built 1990
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Oct 2021)
Tax Bill$7,131 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN235-320-330-000

Property Details

APN / Parcel Number

Primary APN235-320-330-000
Alternative APN
  • 235-320-33

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,446 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,356 sqft (0.1 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number235-320-33
Street Address470 CZERNY ST
CityTRACY
StateCA
Zip95376-5429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90-FM PT OF 235-140-05
Legal SubdivisionPHEASANT CROSSING
Legal Tract2285
Legal Block3
Legal Lot Number33
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3002
Census Tract5405

Owner

470 Czerny St is owned and occupied by an individual who bought it in October 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address470 CZERNY ST, TRACY, CA 95376-5429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on File
Deed SaleOct 25, 2021 · Amount on File
Prior SaleMay 22, 2012 · Amount on File
Deed Document Number2021178525
Prior Transfer DateFeb 15, 2012
Prior Transfer Doc0000021827
Record UpdatedOct 29, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 25, 2021
Property Address470 CZERNY ST, TRACY, CA 95376-5429
Document Number0000178525
Map ReferenceMB 29 PG 88
Instrument DateOct 15, 2021
Instrument2021-178525
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 CZERNY ST, TRACY, CA 95376-5429

Mortgage

Document Number0000178526
DateOct 25, 2021
Instrument2021-178526
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 470 Czerny St was $7,131 with a homeowner's exemption, down 1.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,131.00 (-1.87%)
2025$7,267.00 Homeowner's exemption$619,200 Land $185,000 Building $434,200
2023$6,779.00 (+2.11%) Homeowner's exemption$612,000 Land $122,400 Building $489,600$595,710
2022$6,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 Czerny St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 470 Czerny St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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