470 Chilton's Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 470 Chilton's Ln, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,850 sqft · built 1970
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,000 (May 2019)
Tax Bill	$46 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31B 1 3`

Property Details

APN / Parcel Number

Primary APN	`31B 1 3`
Alternative APN	`9545`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
Gross Area	4,195 sqft
1st Floor Area	3,060 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Deck Area	164 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9545
Street Address	470 CHILTONS LN
City	LANCASTER
State	VA
Zip	22503-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHILTONS .9 AC LR19/683
Legal Subdivision	CHILTONS
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4008
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 S PINE ST, RICHMOND, VA 23220-6517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL INC
May 13, 2019	Special Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Deed Document Number	2019683
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	470 CHILTONS LN, LANCASTER, VA 22503-4325
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	GLOBAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000632
Date	Apr 2, 2020
Instrument	200000632

Lender

Name	AURORA FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	May 13, 2019
Property Address	470 CHILTONS LN, LANCASTER, VA 22503-4325
Document Number	190000683
Instrument Date	May 7, 2019
Instrument	190000683
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 S PINE ST, RICHMOND, VA 23220-6517

Mortgage

Document Number	190000684
Date	May 13, 2019
Instrument	190000684

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46.00 (-98.68%)	$853,200 (+54.12%) Land $260,000 Building $593,200	$853,200 (+54.12%) Land $260,000 Building $593,200
2023	$3,487.00	$553,600 Land $200,000 Building $353,600	$553,600 Land $200,000 Building $353,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on Chilton's Ln

Nearby Streets

All Lancaster, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures