470 Chapparal Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 470 Chapparal Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,860 sqft · built 1976
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Apr 2017)
Tax Bill	$1,743 (2026)
Deeds & Mortgages	Apr 2022 Reverse Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`619 037`

Property Details

APN / Parcel Number

Primary APN	`619 037`
Alternative APN	`6343306`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	117,176 sqft (2.69 acres)
Garage Type	Detached
Garage Area	380 sqft
Porch	Porch
Porch Area	72 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	470 CHAPPARAL DR
City	SALISBURY
State	NC
Zip	28146-7198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.69AC L13
Legal Subdivision	THE CHAPARRAL
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1003
Census Tract	50903

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 24, 2021	Warranty Deed, Transfer
May 20, 2021	Intrafamily Transfer, Transfer
Apr 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Deed Book / Page	1287 / 872
Last Transfer Date	May 20, 2021
Transfer Doc	0013750491
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198

Mortgage

Document Number	0014010004
Date	Apr 29, 2022
Book Page	1401/4

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.44%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.44%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 24, 2021
Property Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198
Document Number	0013750755
Book / Page	1375 / 755
Map Reference	PG 1321
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 CHAPPARAL DR, 470, SALISBURY, NC 28146-7198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	May 20, 2021
Property Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198
Document Number	0013750491
Book / Page	1375 / 491
Map Reference	PG 1321
Instrument Date	May 20, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 CHAPPARAL DR, 470, SALISBURY, NC 28146-7198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 7, 2017
Property Address	470 CHAPPARAL DR, SALISBURY, NC 28146-7198
Document Number	0012870872
Book / Page	001287 / 000872
Instrument Date	Apr 7, 2017
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	470 CHAPPARAL DR SALISBURY NC 281467198, SALISBURY, NC 28146-7198

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,743.00	$274,605 (-) Land $64,575 Building $210,030	$274,605 (-) Land $64,575 Building $210,030
2025	$1,743.00	$274,605 (-) Land $64,575 Building $210,030
2023	$1,743.00	$274,605 Land $64,575 Building $210,030	$274,605 Land $64,575 Building $210,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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