470 Casuarina Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 470 Casuarina Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 943 sqft · built 1981
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Oct 2019)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284116-0720`

Property Details

APN / Parcel Number

Primary APN	`284116-0720`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	943 sqft Living Area
Gross Area	1,342 sqft
1st Floor Area	943 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	116 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	136 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	470 CASUARINA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	13-33 34 35 ST AUG SHORES UT 4 LOT 72 BLK 116 OR4818/1948
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 4
Legal Block	116
Legal Lot Number	72
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1008
Census Tract	21211

Owner

Source: St. Johns County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	470 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 24, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Document Number	201979431
Deed Book / Page	4818 / 1948
Prior Transfer Date	Mar 2, 2016
Prior Transfer Doc	0041581464
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2026
Property Address	470 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7116
Document Number	0000066165
Book / Page	6413 / 908
Instrument Date	Jul 29, 2026
Instrument	202666165
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	470 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7116

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	470 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7116
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049621677
Date	Jun 12, 2020
Book Page	4962/1677
Instrument	2020045667

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 24, 2019
Property Address	470 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7116
Document Number	0048181948
Book / Page	4818 / 1948
Map Reference	MB 13 PG 31-38
Instrument Date	Oct 22, 2019
Instrument	2019079431
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5224 TIMBER CREEK RD, 5224, GREAT BEND, KS 67530-6614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7116

Mortgage

Document Number	0048181951
Date	Oct 24, 2019
Instrument	4818/1951

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,382 (+2.7%)	$224,174 (-1.89%) Land $92,285 Building $131,889
2025	$1,977.00 (+15.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$170,771 (+5.99%)	$228,491 (+2.59%) Land $87,098 Building $141,393
2024	$1,714.00 (+2.51%)
2023	$1,672.00 (+0.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$161,124 (+3%)	$222,721 (+11.05%) Land $87,098 Building $135,623
2022	$1,664.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$156,431	$200,566 Land $56,362 Building $144,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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