470 Bourne Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 470 Bourne Dr, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2000
Square Footage	2,470 sqft Heated Area
Lot Size	42,689 sqft (0.98 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2021)
Tax Bill	$1,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`550103420200000`
Alternative APN	`56092`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,470 sqft Heated Area
Basement Area	620 sqft Basement
Finished Basement	620 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	42,689 sqft (0.98 acres)
Depth X Width	193 ft x 222 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	520 sqft Garage
Deck Area	1,244 sqft Deck
Porch	Open Porch
Porch Area	102 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	56092
Street Address	470 BOURNE DR
City	MURPHY
State	NC
Zip	28906-9074
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 TR 12 BOURNE SUB 474/164
Legal Subdivision	BOURNE SUB
Legal Tract	12
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2026
Census Tract	930501

Owner

Source: Cherokee County records · APN 550103420200000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	470 BOURNE DR, MURPHY, NC 28906-9074
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Doc Number	7645
Deed Book / Page	1696 / 490
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 12, 2021
Property Address	470 BOURNE DR, MURPHY, NC 28906-9074
Document Number	1696/490
Book / Page	1696 / 490
Instrument Date	Oct 28, 2021
Instrument	7645
Transaction Type	Transfer
Record Updated	Dec 01, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8384 DEER RUN CIR, 8384, OOLTEWAH, TN 37363-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 BOURNE DR, MURPHY, NC 28906-9074

Mortgage

Document Number	1696493
Date	Nov 12, 2021
Instrument	1696/493

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Dec 01, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00	$256,690 (-)	$256,690 (-) Land $11,000 Building $245,690
2023		$256,690	$256,690 Land $11,000 Building $245,690