470 Big Sky Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 470 Big Sky Dr, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,856 sqft · built 2018
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Aug 2021)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`459313243325000`

Property Details

APN / Parcel Number

Primary APN	`459313243325000`
Alternative APN	`55498`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,856 sqft Heated Area
Upper Floors Area	539 sqft
Basement Area	1,317 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	271 ft deep x 97 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55498
Street Address	470 BIG SKY DR
City	MURPHY
State	NC
Zip	28906-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 BIG SKY ESTATES 1579/886
Legal Subdivision	BIG SKY ESTATES
Legal Lot Number	45
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1048
Census Tract	930402

Owner

Source: Cherokee County records · APN 459313243325000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	470 BIG SKY DR, MURPHY, NC 28906-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2018	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Aug 03, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 28, 2018	Deed of Trust, Mortgage · Construction Mortgage HAMILTON STATE BANK
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Feb 01, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Feb 01, 2018 · Amount on Record
Deed Document Number	5767
Deed Book / Page	1689 / 913
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	470 BIG SKY DR, MURPHY, NC 28906-2522
Transaction Type	Mortgage
Record Updated	Oct 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01601/0162
Date	Nov 21, 2018
Book Page	01601/0162
Instrument	05611

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	470 BIG SKY DR, MURPHY, NC 28906-2522
Transaction Type	Mortgage
Record Updated	Oct 06, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001651/392
Date	Aug 03, 2020
Book Page	1651/392
Instrument	3953

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	470 BIG SKY DR, MURPHY, NC 28906-2522
Transaction Type	Mortgage
Record Updated	Oct 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01581/0742
Date	Feb 28, 2018
Book Page	01581/0742
Instrument	00963

Lender

Name	HAMILTON STATE BANK
Type	Bank
Address	HOSCHTON, GA 30548

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 28, 2019

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 27, 2021
Property Address	470 BIG SKY DR, MURPHY, NC 28906-2522
Document Number	001689/913
Book / Page	1689 / 913
Map Reference	CAB 4 SL 1201
Instrument Date	Jul 27, 2021
Instrument	5767
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$878.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 BIG SKY DR, 470, MURPHY, NC 28906-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 BIG SKY DR, MURPHY, NC 28906-2522

Mortgage

Document Number	0001689915
Date	Aug 27, 2021
Instrument	1689/915

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 01, 2018
Property Address	470 BIG SKY DR, MURPHY, NC 28906-2522
Document Number	01579/0886
Book / Page	01579 / 0886
Instrument Date	Jan 31, 2018
Instrument	00500
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 TENNESSEE ST, 181, MURPHY, NC 28906-2735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BEAVER RIDGE TRL, MURPHY, NC 28906-7823

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00	$239,220 (-)	$239,220 (-) Land $23,000 Building $216,220
2023		$239,220	$239,220 Land $23,000 Building $216,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	About 1 in 407 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Wilkes Telephone Membership	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition, Frontier, AT&T, Blue Ridge Mountain Electric Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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