470 Bancroft Ave, San Leandro, CA 94577 Property Records

Alameda County property record for 470 Bancroft Ave, San Leandro, CA 94577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,446 sqft · built 1923
Lot Size	0.109 acres (4,730 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Oct 2025)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`76-295-19`

Property Details

APN / Parcel Number

Primary APN	`76-295-19`
Alternative APN	`076-0295-019-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,730 sqft (0.109 acres)
Lot Dimensions	110 ft deep x 43 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	470 BANCROFT AVE
City	SAN LEANDRO
State	CA
Zip	94577-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT: 00019 BLK: AR: 0076 PAGE: 0295
Legal Subdivision	BROADMOOR
Legal Block	18
Legal Lot Number	5&6
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1019
Census Tract	432100

Owner

470 Bancroft Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 15, 2025	Grant Deed, Transfer CMG MORTGAGE INC
Apr 21, 2021	Intrafamily Transfer, Transfer
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Dec 14, 1993 · Amount on File
Deed Document Number	2025129136
Prior Transfer Date	Dec 3, 1993
Prior Transfer Doc	0000435590
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Apr 17, 2026
Property Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920
Document Number	0000050432
Instrument Date	Apr 11, 2026
Instrument	202650432
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920

Mortgage

Document Number	0000050432,
Date	Apr 17, 2026
Instrument	202650432

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920

Mortgage

Document Number	0000325813
Date	Sep 29, 2021
Instrument	2021325813

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 15, 2025
Property Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920
Document Number	0000129136
Map Reference	MB 6 PG 47 & 48
Instrument Date	Oct 6, 2025
Instrument	2025129136
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,043.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920

Mortgage

Document Number	0000129137
Date	Oct 15, 2025
Instrument	2025129137

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 21, 2021
Property Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920
Document Number	0000156594
Map Reference	MB 6 PG 47&48
Instrument Date	Apr 1, 2021
Instrument	2021156594
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000287463
Date	Dec 29, 2017
Instrument	2017287463

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	470 BANCROFT AVE, SAN LEANDRO, CA 94577-1920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100302
Date	Apr 30, 2020
Instrument	2020100302

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 470 Bancroft Ave was $4,390, up 4% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	San Leandro City
Unified School District	San Leandro Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$830,000 (+200.95%) Land $249,000 Building $581,000
2025	$4,390.00 (+4.03%) Homeowner's exemption	$275,792 Land $83,280 Building $199,512
2024	$4,220.00 (+1.59%)
2023	$4,154.00 Homeowner's exemption	$271,812 Land $80,046 Building $191,766	$1,136,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 470 Bancroft Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Bancroft Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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