St. Johns County property record for 470 Appaloosa Ave, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,348 sqft · built 2018 |
| Lot Size | 0.63 acres (27,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $935,000 (Apr 2026) |
| Tax Bill | $9,356 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071621-0600 |
| Primary APN | 071621-0600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,348 sqft Living Area |
| Gross Area | 4,009 sqft |
| 1st Floor Area | 3,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,442 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 661 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 470 APPALOOSA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | 62/44-56 LAS CALINAS PHASE 1 LOT 60 OR5597/35(T/R) |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | LAS CALINAS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 60 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 470 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 13, 2022 | Deed, Transfer · Conventional Mortgage WE FLORIDA FINANCIAL |
| Apr 9, 2018 | Grant Deed, Subdivision Related Transfer NAVY FCU |
| Apr 5, 2017 | Grant Deed, Construction Loan ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2022 · Amount on Record |
| Deed Document Number | 202632234 |
| Deed Book / Page | 6344 / 1906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 470 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0000032234 |
| Book / Page | 6344 / 1906 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.32234 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $661,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 470 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0000032235, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026..32235 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 13, 2022 |
| Property Address | 470 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0055970035 |
| Book / Page | 5597 / 35 |
| Map Reference | MB 62 PG 44-56 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022068781 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 PALENCIA VILLAGE DR # C105C105, C105C105, SAINT AUGUSTINE, FL 32095-8549 |
| Name | Verified Name |
|---|---|
| Address | 470 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0000559737 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 5597/37 |
| Name | WE FLORIDA FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 9, 2018 |
| Property Address | 470 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0045290130 |
| Book / Page | 004529 / 000130 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 23712 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,560.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 470 APPALOOSA AVE ST AUGUSTINE FL 320957427, ST AUGUSTINE, FL 32095-7427 |
| Document Number | 45290131 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 004529/000131 |
| Instrument | 23713 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 5, 2017 |
| Property Address | 470 APPALOOSA AVE, SAINT AUGUSTINE, FL 32095-7427 |
| Document Number | 0043540327 |
| Book / Page | 004354 / 000327 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 23438 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,053.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,244 (-0.76%) Land $160,000 Building $543,244 | $703,244 (-3.83%) Land $160,000 Building $543,244 | |
| 2025 | $9,356.00 (+11.45%) Homeowner's exemption | $708,622 (+2.9%) | $731,229 (+2.28%) Land $170,000 Building $561,229 |
| 2024 | $8,395.00 (+12.59%) Homeowner's exemption | $688,651 (+13.49%) | $714,916 (+8.94%) Land $155,000 Building $559,916 |
| 2023 | $7,456.00 (+3,059.32%) Homeowner's exemption | $606,768 (+38.58%) | $656,248 (+14.11%) Land $155,000 Building $501,248 |
| 2022 | $236.00 Disabled Person's exemption | $437,834 | $575,107 Land $112,000 Building $463,107 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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