Indian River County property record for 470 7th Pl, Vero Beach, FL 32962
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 550 sqft · built 1991 |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2024) |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-13-00030-0130-00470.0 |
| Primary APN | 33-39-13-00030-0130-00470.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 550 sqft Living Area |
| 1st Floor Area | 550 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Condo/Apartment |
| Street Address | 470 7TH PL |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-0718 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAS AT INDIAN RIVER BLDG 13 UNIT 470 OR BK 1736 PG 1058 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 13 |
| Legal Subdivision | VILLAS AT INDIAN RIVER |
| Legal Unit | 470 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 50601 |
Source: Indian River County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 470 7TH PL, 470, VERO BEACH, FL 32962-0718 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage DESJARDINS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | Jul 26, 2021 · Amount on Record |
| Deed Document Number | 202444529 |
| Deed Book / Page | 3724 / 1486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 470 7TH PL, VERO BEACH, FL 32962-0718 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 470 7TH PL, VERO BEACH, FL 32962-0718 |
| Document Number | 0038441283 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 3844/1283 |
| Instrument | 3120260011595 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 470 7TH PL, VERO BEACH, FL 32962-0718 |
| Document Number | 0034470997 |
| Book / Page | 3447 / 997 |
| Map Reference | MB 1736 PG 1058 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 3120210053350 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | K TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 SPRINGHILL DR, JENSEN BEACH, FL 34957-2235 |
| Name | Verified Name |
|---|---|
| Address | 810 CITRUS AVE, FORT PIERCE, FL 34950-8551 |
| Document Number | 0034471000 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 3447/1000 |
| Name | DESJARDINS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,445.00 (+154.85%) | $92,936 (+36.64%) Building $92,936 | $92,936 (+12.2%) Building $92,936 |
| 2023 | $567.00 (+1.8%) | $68,013 (+3%) | $82,831 (+25.44%) Building $82,831 |
| 2022 | $557.00 | $66,032 Building $66,032 | $66,032 Building $66,032 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 40 condo units |
| Nearby Flood Claims | 14 (1979–2022) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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