470 78th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 470 78th St, Niagara Falls, NY 14304

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,725 sqft · built 1949
Lot Size0.184 acres (8,045 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Aug 2023)
Tax Bill$5,599 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN291100 160.60-1-9

Property Details

APN / Parcel Number

Primary APN291100 160.60-1-9
Alternative APNs
  • 11001600600001009000
  • 14/7829

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,725 sqft Total Area
1st Floor Area986 sqft
Upper Floors Area739 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area8,045 sqft (0.184 acres)
Lot Dimensions134 ft deep x 60 ft wide
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14/7829.
Street Address470 78TH ST
CityNIAGARA FALLS
StateNY
Zip14304-3336
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1-C
Legal DescriptionTM 439 BL D LOT S PT 7 220
Legal SubdivisionMILE RESERVE
Legal Block1
Legal Lot Number9.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group3
Census Block3010
Census Tract22100

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address470 78TH ST, NIAGARA FALLS, NY 14304-3336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2023 · Amount on Record
Deed SaleAug 2, 2023 · Amount on Record
Prior SaleOct 23, 2009 · Amount on Record
Deed Document Number202311498
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateAug 2, 2023
Property Address470 78TH ST, NIAGARA FALLS, NY 14304-3336
Document Number0000001498
Map ReferenceMB 7 PG 672&673
Instrument DateJul 19, 2023
Instrument2023-11498
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address933 ESCARPMENT DR, LEWISTON, NY 14092-2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6408 CHERRYWOOD LN, LOCKPORT, NY 14094-8834

Mortgage

Document Number0000001499
DateAug 2, 2023
Instrument2023-11499
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,599.00 (+19.33%)
2025$4,692.00$80,600 (-) Land $4,100 Building $76,500$179,100 (+19.96%) Land $9,111 Building $169,989
2023$80,600 (-) Land $4,100 Building $76,500$149,300 (+14.85%) Land $7,595 Building $141,705
2022$80,600 Land $4,100 Building $76,500$130,000 Land $6,613 Building $123,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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