Cape May County and Avalon Borough property record for 470 20th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 2,176 sqft · built 2004 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,138,750 (Oct 2018) |
| Tax Bill | $5,739 (2024) |
| Deeds & Mortgages | Jul 2021 Refinance Sep 2021 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00020-06-00130 |
| Primary APN | 01-00020-06-00130 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,176 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Account Number | 08/16 |
|---|---|
| Street Address | 470 20TH ST |
| City | AVALON |
| State | NJ |
| Zip | 08202-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B |
| Legal Block | 20.6 |
| Legal Lot Number | 130 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20902 |
Source: Cape May County and Avalon Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 736 MILL ST, MOORESTOWN, NJ 08057-1831 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COLONIAL COMMUNITY BANK |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST COLONIAL COMMUNITY BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Line of Credit 1ST COLONIAL CMNTY BK |
| Aug 16, 2019 | Deed of Trust, Mortgage WELLS FARGO BK |
| Oct 12, 2018 | Grant Deed, Transfer WELLS FARGO BK |
| Oct 12, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Prior Sale | May 22, 2008 · Amount on Record |
| Deed Document Number | 201871001 |
| Deed Book / Page | 3817 / 990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 470 20TH ST, AVALON, NJ 08202-2102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000035318 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 6434/726 |
| Instrument | 2021035318 |
| Name | FIRST COLONIAL COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 470 20TH ST, AVALON, NJ 08202-2102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000042319 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 6458/1 |
| Instrument | 2021042319 |
| Name | FIRST COLONIAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 470 20TH ST, AVALON, NJ 08202-2102 |
| Document Number | 0063150684 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | BRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 470 20TH ST AVALON NJ 082022102, AVALON, NJ 08202-2102 |
| Document Number | 0063150684 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 006315/000684 |
| Instrument | 2721 |
| Name | 1ST COLONIAL CMNTY BK |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 470 20TH ST, AVALON, NJ 08202-2102 |
| Document Number | 0060930403 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 470 20TH ST AVALON NJ 082022102, AVALON, NJ 08202-2102 |
| Document Number | 0060930403 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 006093/000403 |
| Instrument | 103808 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Oct 12, 2018 |
| Property Address | 470 20TH ST, AVALON, NJ 08202-2102 |
| Document Number | 0038170990 |
| Book / Page | 003817 / 000990 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 71001 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | SEABOARD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 778 RIVERTON RD MOORESTOWN NJ 080571919, MOORESTOWN, NJ 08057-1919 |
| Document Number | 60080518 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 006008/000518 |
| Instrument | 71003 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 470 20TH ST, AVALON, NJ 08202-2102 |
| Document Number | 0059140580 |
| Book / Page | 005914 / 000580 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | LIBERTY TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 470 20TH ST AVALON NJ 082022102, AVALON, NJ 08202-2102 |
| Document Number | 0059140580 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 005914/000580 |
| Instrument | 34019 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $981,600 (-) Land $450,000 Building $531,600 | $981,600 (-) Land $450,000 Building $531,600 | |
| 2025 | $981,600 (+5.02%) Land $450,000 Building $531,600 | $981,600 (+5.02%) Land $450,000 Building $531,600 | |
| 2024 | $5,739.00 (+8.1%) | ||
| 2023 | $934,700 Land $450,000 Building $484,700 | $934,700 Land $450,000 Building $484,700 | |
| 2022 | $5,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 692 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,308 units insured incl. 616 condo units |
| Nearby Flood Claims | 932 (1979–2026) |
| Claims Outside the SFHA | 3 of 932 |
| Most Recent Claim | Feb 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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