47 Winter St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 47 Winter St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,199 sqft · built 1891
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$127,000 (Mar 2020)
Tax Bill$3,635 (2025)
Deeds & MortgagesAug 2020 Refinance
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWAVL M:048 B:059

Property Details

APN / Parcel Number

Primary APNWAVL M:048 B:059
Alternative APN
  • 3041

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,199 sqft Living Area
Gross Area3,978 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3041
Street Address47 WINTER ST
CityWATERVILLE
StateME
Zip04901-7336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block59
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group5
Census Block5014
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

47 Winter St is owned by an individual who bought it in March 2020.

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address86 MECHANIC ST, ROCKLAND, ME 04841-3536
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CUSO HOME LENDING
Mar 2, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2020 · Amount on File
Deed SaleMar 2, 2020 · Amount on File
Deed Document Number20204403
Deed Book / Page13488 / 311
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address47 WINTER ST, WATERVILLE, ME 04901-7336
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020019932
DateAug 17, 2020
Book Page13671/126
Instrument2020019932
Lender
NameCUSO HOME LENDING
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateMar 2, 2020
Property Address47 WINTER ST, WATERVILLE, ME 04901-7336
Document Number2020004403
Book / Page13488 / 311
Instrument DateFeb 28, 2020
Instrument2020004403
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5190 BRITTEN LN, ELLICOTT CITY, MD 21043-7081

Mortgage

Document Number2020004404
DateMar 2, 2020
Instrument2020004404
Lender
NameUSAA FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 47 Winter St was $3,635.

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,635.00$213,800 Land $27,900 Building $185,900
2024$288,895
2023$3,417.00 (-2.87%)$171,700 (+26.16%) Land $21,500 Building $150,200
2022$3,518.00$136,100 Land $16,100 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Winter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1987–2008)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2008 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Winter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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