47 Winding Brook Dr, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 47 Winding Brook Dr, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	2,287 sqft · built 1994
Lot Size	0.22 acres (9,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$970,101 (Sep 2025)
Tax Bill	$16,960 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-12284-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`15-12284-0000-00004`
Alternative APNs	`151228400004` `08083272`

Interior

Stories	2 Stories
Building Area	2,287 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	9,596 sqft (0.22 acres)
Lot Dimensions	95 ft deep x 101 ft wide

Location & Zoning

Account Number	08083272
Street Address	47 WINDING BROOK DR
City	MATAWAN
State	NJ
Zip	07747-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	101X95
Legal Subdivision	HIGHPOINTE ESTATES SEC 03
Legal Block	12284
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2011
Census Tract	7911

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 WINDING BROOK DR, MATAWAN, NJ 07747-7011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENWAY MORTGAGE FUNDING CORP
Sep 30, 2025	Deed, Transfer BREAK WATER TITLE AGENCY LLC
Jul 22, 2021	Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	202559270
Deed Book / Page	19837 / 122
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	47 WINDING BROOK DR, MATAWAN, NJ 07747-7011
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	BREAK WATER TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WINDING BROOK DR, MATAWAN, NJ 07747-7011

Mortgage

Document Number	0000072837
Date	Nov 26, 2025
Book Page	19887/713
Instrument	2025072837

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company
Address	MIDDLETOWN, NJ 07748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Max Rate	10.9%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 30, 2025
Property Address	47 WINDING BROOK DR, MATAWAN, NJ 07747-7011
Document Number	0000059270
Book / Page	19837 / 122
Instrument Date	Aug 26, 2025
Instrument	2025059270
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	BREAK WATER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$9,232.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 APACHE TRL, MORGANVILLE, NJ 07751-4632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WINDING BROOK DR, MATAWAN, NJ 07747-7011

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 22, 2021
Property Address	47 WINDING BROOK DR, MATAWAN, NJ 07747-7011
Document Number	2021094243
Book / Page	18547 / 1944
Instrument Date	Jul 7, 2021
Instrument	2021094243
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INNOVATION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 SLOAN CT, 511, MATAWAN, NJ 07747-4714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WINDING BROOK DR, MATAWAN, NJ 07747-7011

Mortgage

Document Number	2021094244
Date	Jul 22, 2021
Instrument	2021094244

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,100 (-) Land $89,200 Building $178,900	$268,100 (-) Land $89,200 Building $178,900
2025	$16,960.00 (+10.06%)	$268,100 (-) Land $89,200 Building $178,900	$268,100 (-) Land $89,200 Building $178,900
2024	$15,410.00 (+7.42%)
2023		$268,100 Land $89,200 Building $178,900	$268,100 Land $89,200 Building $178,900
2022	$14,346.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 60% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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