47 Willow Brook Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 47 Willow Brook Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1998
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on File
Last Sale	$159,500 (Jun 2005)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98 22 A 1B`

Property Details

APN / Parcel Number

Primary APN	`98 22 A 1B`
Alternative APNs	`24450` `23048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	88,862 sqft (2.04 acres)
Garage Area	840 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23048
Street Address	47 WILLOW BROOK RD
City	BUMPASS
State	VA
Zip	23024-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	CEDAR HILL PB 519/108 LOT 1B SEC A DB 929/043 2.04 AC
Legal Subdivision	CEDAR HILL
Legal Lot Number	1B
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3027
Census Tract	950500

Owner

47 Willow Brook Rd is owned and occupied by two individuals who bought it in June 2005.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 WILLOW BROOK RD, BUMPASS, VA 23024-3036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2005 · Amount on File
Deed Sale	Jun 16, 2005 · Amount on File
Deed Document Number	20056883
Deed Book / Page	929 / 40
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	47 WILLOW BROOK RD, BUMPASS, VA 23024-3036
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WILLOW BROOK RD, BUMPASS, VA 23024-3036

Mortgage

Document Number	001887/858
Date	Mar 7, 2023
Book Page	1887/858
Instrument	202300001731

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	ASHLAND, VA 23005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	47 WILLOW BROOK RD, BUMPASS, VA 23024-3036
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1798/140
Date	Oct 13, 2021
Book Page	1798/140
Instrument	202100012195

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	47 WILLOW BROOK RD, BUMPASS, VA 23024-3036
Document Number	0000001301
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WILLOW BROOK RD BUMPASS VA 230243036, BUMPASS, VA 23024-3036

Mortgage

Document Number	0000001301
Date	Feb 5, 2020
Book Page	001656/000433
Instrument	1301

Lender

Name	ATLANTIC UNION BK
Address	ASHLAND, VA 23005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 47 Willow Brook Rd was $2,211, up 7.1% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,976 (+3.87%) Land $55,900 Building $263,076	$318,976 (+3.87%) Land $55,900 Building $263,076
2025	$2,211.00 (+7.12%)	$307,100 Land $45,500 Building $261,600	$307,100 Land $45,500 Building $261,600
2024	$2,064.00
2023		$264,900 Land $36,400 Building $228,500
2022	$892.00		$264,900 Land $36,400 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Willow Brook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Willow Brook Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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