47 Wigwam Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 47 Wigwam Rd, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,036 sqft · built 1953
Lot Size2.02 acres (88,000 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Aug 1999)
Tax Bill$23,655 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-00784-0000-00006

Property Details

APN / Parcel Number

Primary APN32-00784-0000-00006
Alternative APNs
  • 3201500000000006
  • 320078400006

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area4,036 sqft Living Area
1st Floor Area4,036 sqft
Upper Floors Area1,152 sqft
Basement Area1,200 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area88,000 sqft
Lot Dimensions400 ft deep x 220 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area385 sqft
Patio Area435 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Old Parcel Number3201500000000006
Street Address47 WIGWAM RD
CityRUMSON
StateNJ
Zip07760-2337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR45
Legal SubdivisionHARSTHORNE WOOD SEC 1
Legal Block784
Legal Lot Number6
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group4
Census Block4035
Census Tract800900

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address47 WIGWAM RD, RUMSON, NJ 07760-2337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Oct 20, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 1999 · Amount on Record
Deed SaleAug 23, 1999 · Amount on Record
Prior SaleOct 17, 1997 · Amount on Record
Deed Book / Page5853 / 202
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address47 WIGWAM RD, RUMSON, NJ 07760-2337
Transaction TypeMortgage
Record UpdatedJan 14, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 WIGWAM RD, LOCUST, NJ 07760-2337

Mortgage

Document Number0095681399
DateDec 28, 2021
Book Page9568/1399
Instrument2021184120
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 29, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address47 WIGWAM RD, RUMSON, NJ 07760-2337
Transaction TypeMortgage
Record UpdatedNov 30, 2021
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095583202
DateNov 16, 2021
Book Page9558/3202
Instrument2021166060
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.24%
Type Change DateDec 1, 2026
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change4.24%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address47 WIGWAM RD, RUMSON, NJ 07760-2337
Document Number0000110781
Instrument DateOct 20, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address47 WIGWAM RD LOCUST NJ 077602337, LOCUST, NJ 07760-2337

Mortgage

Document Number0000110781
DateNov 15, 2018
Book Page009320/009185
Instrument110781
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 14, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,535,800 (+4.79%) Land $956,900 Building $578,900$1,535,800 (+4.79%) Land $956,900 Building $578,900
2025$23,655.00 (+8.81%)$1,465,600 (+24.49%) Land $891,900 Building $573,700$1,465,600 (+24.49%) Land $891,900 Building $573,700
2024$21,740.00 (-0.68%)
2023$1,177,300 Land $729,400 Building $447,900$1,177,300 Land $729,400 Building $447,900
2022$21,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1992–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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