47 White Oak Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 47 White Oak Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$101,000 (Mar 2009)
Tax Bill	$2,300 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14057155C`

Property Details

APN / Parcel Number

Primary APN	`14057155C`
Alternative APN	`2000242277`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	2,517 sqft
1st Floor Area	1,502 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Garage Area	575 sqft
Carport	Carport
Carport Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000242277
Street Address	47 WHITE OAK DR
City	SMITHFIELD
State	NC
Zip	27577-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 60 NORTHVIEW 17/101
Legal Subdivision	NORTHVIEW SUBDIVISION
Legal Lot Number	60
Jurisdiction	JOHNSTON NC
Township / Civil Division	SELMA
Census Block Group	3
Census Block	3022
Census Tract	40700

Owner

47 White Oak Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 WHITE OAK DR, SMITHFIELD, NC 27577-4806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Correction Deed · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 19, 2020	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 28, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2009 · Amount on File
Deed Sale	Mar 31, 2009 · Amount on File
Deed Document Number	2009248165
Deed Book / Page	3678 / 360
Last Transfer Date	Aug 20, 2021
Transfer Doc	0000767080
Record Updated	Oct 29, 2026

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 25, 2021
Property Address	47 WHITE OAK DR, SMITHFIELD, NC 27577-4806
Document Number	0000767080
Book / Page	6027 / 849
Map Reference	MB 17 PG 101
Instrument Date	Aug 20, 2021
Instrument	2021767080
Record Updated	Sep 3, 2021
Title Company	CLIENTFIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WHITE OAK DR, SMITHFIELD, NC 27577-4806

Mortgage

Document Number	0000767081
Date	Aug 25, 2021
Book Page	6027/852
Instrument	2021767081

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JOHNSTON NC
Property Address	47 WHITE OAK DR, SMITHFIELD, NC 27577-4806
Document Number	0000667087
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WHITE OAK DR SMITHFIELD NC 275774806, SMITHFIELD, NC 27577-4806

Mortgage

Document Number	0000667087
Date	Jul 7, 2020
Book Page	005636/000485
Instrument	667087

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate	3.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	47 WHITE OAK DR, SMITHFIELD, NC 27577-4806
Document Number	0000663075
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WHITE OAK DR SMITHFIELD NC 275774806, SMITHFIELD, NC 27577-4806

Mortgage

Document Number	0000663075
Date	Jun 11, 2020
Book Page	005614/000456
Instrument	663075

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 28, 2019
Property Address	47 WHITE OAK DR, SMITHFIELD, NC 27577-4806
Document Number	0000633463
Book / Page	005455 / 000736
Instrument Date	Oct 28, 2019
Instrument	633463
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WHITE OAK DR SMITHFIELD NC 275774806, SMITHFIELD, NC 27577-4806

Tax Assessment & Valuation

The 2026 property tax bill for 47 White Oak Dr was $2,300.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,300.00	$239,680 Land $55,000 Building $184,680	$239,680 Land $55,000 Building $184,680
2023	$1,681.00	$133,470 Land $32,000 Building $101,470	$133,470 Land $32,000 Building $101,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 White Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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