47 Waters Edge, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 47 Waters Edge, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	3,224 sqft · built 1995
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jun 2007)
Tax Bill	$16,477 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-32002-0000-00176`

Property Details

APN / Parcel Number

Primary APN	`18-32002-0000-00176`
Alternative APN	`18000033400011`

Interior

Stories	2 Stories
Building Area	3,224 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Lot Area	75,359 sqft

Location & Zoning

Old Parcel Number	18000033400011
Street Address	47 WATERS EDGE
City	SPARTA
State	NJ
Zip	07871-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	FOX TRAIL LNDGS PH 02 SEC A
Legal Block	32002
Legal Lot Number	176
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1007
Census Tract	373200

Owner

47 Waters Edge is owned and occupied by two individuals who acquired it in April 2009.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 WATERS EDGE, SPARTA, NJ 07871-3850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit NOVARTIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2007 · Amount on File
Deed Sale	Jun 5, 2007 · Amount on File
Prior Sale	Aug 30, 1995 · Amount on File
Deed Document Number	200716830
Deed Book / Page	3146 / 136
Last Transfer Date	Apr 9, 2009
Transfer Doc	0032250617
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	47 WATERS EDGE, SPARTA, NJ 07871-3850
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099900653
Date	Jul 15, 2021
Book Page	9990/653
Instrument	20210715010207250

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	273 Months
Due	Apr 1, 2044

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	47 WATERS EDGE, SPARTA, NJ 07871-3850
Document Number	0096980258
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 WATERS EDGE SPARTA NJ 078713850, SPARTA, NJ 07871-3850

Mortgage

Document Number	0096980258
Date	May 10, 2019
Book Page	009698/000258
Instrument	81640

Lender

Name	NOVARTIS FCU
Type	Credit Union
Address	EAST HANOVER, NJ 07936

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 9, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 47 Waters Edge was $16,477, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,200 (-) Land $163,700 Building $285,500	$449,200 (-) Land $163,700 Building $285,500
2025	$16,477.00 (+2.2%)	$449,200 Land $163,700 Building $285,500	$449,200 Land $163,700 Building $285,500
2024	$16,122.00
2023		$449,200 Land $163,700 Building $285,500	$449,200 Land $163,700 Building $285,500
2022	$15,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Waters Edge in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Waters Edge is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY -- HIGHLANDS serves 1,618 people · EPA ID NJ1918003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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