Warren County and Hardwick Township property record for 47 Ward Rd, Hardwick, NJ 07825
| Property Type | Single Family Home |
|---|---|
| Details | 2,792 sqft · built 2009 |
| Lot Size | 1.71 acres (74,923 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $699,000 (Apr 2026) |
| Tax Bill | $12,003 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01103-0000-00004-08 |
| Primary APN | 09-01103-0000-00004-08 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,792 sqft Living Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 74,923 sqft |
| Account Number | 8610 |
|---|---|
| Street Address | 47 WARD RD |
| City | HARDWICK |
| State | NJ |
| Zip | 07825-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Block | 1103 |
| Legal Lot Number | 4.8 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31102 |
Source: Warren County and Hardwick Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47 WARD RD, HARDWICK, NJ 07825-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Apr 16, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2010 · Amount on Record |
| Deed Document Number | 2026635492 |
| Deed Book / Page | 3567 / 144 |
| Prior Transfer Date | Sep 1, 1996 |
| Prior Transfer Doc | 0000072754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 47 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 003567/144 |
| Book / Page | 3567 / 144 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026635492 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | SUNRISE TITLE SERVICES INC, SUNRISE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,599.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 0000635493, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026635493 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 47 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 0000635492 |
| Book / Page | 3567 / 144 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026.635492 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | SUNSET TITLE SERVICES, SUNRISE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,599.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 0000635493, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026..635493 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 47 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 0000518720 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47 WARD RD HARDWICK NJ 078259636, HARDWICK, NJ 07825-9636 |
| Document Number | 0000518720 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 006776/000237 |
| Instrument | 518720 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 29, 2039 |
Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Hardwick Township |
| Elementary School District | Blairstown Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,800 (-) Land $62,000 Building $251,800 | $313,800 (-) Land $62,000 Building $251,800 | |
| 2025 | $12,003.00 (+4.99%) | $313,800 (-) Land $62,000 Building $251,800 | $313,800 (-) Land $62,000 Building $251,800 |
| 2024 | $11,432.00 (+2.16%) | ||
| 2023 | $313,800 Land $62,000 Building $251,800 | $313,800 Land $62,000 Building $251,800 | |
| 2022 | $11,190.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures