47 Wall St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 47 Wall St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,865 sqft · built 1957
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (May 2005)
Tax Bill	$13,489 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00597-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-00597-0000-00004`
Alternative APNs	`030059700004` `7208001`

Interior

Stories	1 Story
Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	7208001
Street Address	47 WALL ST
City	CRANFORD
State	NJ
Zip	07016-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD HEIGHTS
Legal Block	597
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	3
Census Block	3020
Census Tract	37300

Owner

47 Wall St is owned and occupied by two individuals who bought it in May 2005.

Source: Union County and Cranford Township records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 WALL ST, CRANFORD, NJ 07016-3447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY LENDING INC
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Mar 22, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2005 · Amount on File
Deed Sale	May 13, 2005 · Amount on File
Prior Sale	Dec 27, 1994 · Amount on File
Deed Book / Page	5502 / 826
Prior Transfer Date	May 11, 2005
Prior Transfer Doc	0055020826
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 30, 2026
Property Address	47 WALL ST, CRANFORD, NJ 07016-3447
Document Number	0000094181
Book / Page	15823 / 2421
Instrument Date	Jun 24, 2026
Instrument	202694181
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	VISIONET SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 WALL ST, CRANFORD, NJ 07016-3447

Mortgage

Document Number	0000094181,
Date	Jun 30, 2026
Book Page	15823/2421
Instrument	202694181

Lender

Name	LIBERTY LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	47 WALL ST, CRANFORD, NJ 07016-3447
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151452491
Date	Jan 18, 2022
Book Page	15145/2491
Instrument	29470

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 7, 2042

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	47 WALL ST, CRANFORD, NJ 07016-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145422213
Date	Mar 22, 2019
Book Page	14542/2213
Instrument	670623

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	47 WALL ST, CRANFORD, NJ 07016-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146762869
Date	Apr 13, 2020
Book Page	14676/2869
Instrument	689758

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 47 Wall St was $13,489, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,100 (-) Land $63,300 Building $122,800	$186,100 (-) Land $63,300 Building $122,800
2025	$13,489.00 (+6.92%)	$186,100 Land $63,300 Building $122,800	$186,100 Land $63,300 Building $122,800
2024	$12,616.00
2023		$186,100 Land $63,300 Building $122,800	$186,100 Land $63,300 Building $122,800
2022	$12,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Wall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–1994)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Wall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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