47 W 5th St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 47 W 5th St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,828 sqft · built 1915
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Tax Bill	$987 (2025)
Deeds & Mortgages	May 2023 Transfer May 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-231-02`

Property Details

APN / Parcel Number

Primary APN	`018-231-02`
Alternative APN	`018-231-02-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,828 sqft Living Area
Gross Area	2,108 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	47 W 5TH ST
City	WATSONVILLE
State	CA
Zip	95076-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SNODGRASS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	110302

Owner

47 W 5th St is owned and occupied by an individual who acquired it in May 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	47 W 5TH ST, WATSONVILLE, CA 95076-4201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Correction Deed
May 18, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2023
Transfer Doc	0000008119
Record Updated	Sep 20, 2026

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 9, 2023
Property Address	47 W 5TH ST, WATSONVILLE, CA 95076-4201
Document Number	0000008119
Map Reference	VOL 15 PG 545
Instrument Date	May 2, 2023
Instrument	2023-0008119
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	47 W 5TH ST, WATSONVILLE, CA 95076-4201

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 18, 2022
Property Address	47 W 5TH ST, WATSONVILLE, CA 95076-4201
Document Number	0000015697
Map Reference	VOL 15 PG 545
Instrument Date	Mar 30, 2022
Instrument	2022-0015697
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	47 W 5TH ST, WATSONVILLE, CA 95076-4201

Mortgage

Document Number	0000015698
Date	May 18, 2022
Instrument	2022-0015698

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.3%

Tax Assessment & Valuation

The 2025 property tax bill for 47 W 5th St was $987 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,811 (+2%) Land $29,315 Building $38,496
2025	$987.00 Homeowner's exemption	$66,481 Land $28,740 Building $37,741
2023	$811.00 (+2.14%) Homeowner's exemption	$63,901 Land $27,625 Building $36,276	$507,420
2022	$794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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