Baltimore County property record for 47 Valley Ridge Loop, Cockeysville, MD 21030
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,520 sqft · built 1984 |
| Lot Size | 0.041 acres (1,795 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2023) |
| Tax Bill | $3,916 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2019 Mortgage + 1 more |
| APN | 08-1900012733 |
| Primary APN | 08-1900012733 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,795 sqft (0.041 acres) |
| Lot Dimensions | 89 ft deep x 20.1 ft wide |
| Deck Area | 216 sqft |
| Balcony Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1900012733 |
|---|---|
| Street Address | 47 VALLEY RIDGE LOOP |
| City | COCKEYSVILLE |
| State | MD |
| Zip | 21030-4371 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 1795 SQ FT .0412 AC VALLEY CROSSING TWNHSES |
| Legal Subdivision | VALLEY CROSSING TWNHSES |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 408506 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 47 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed, Transfer · Conventional Mortgage COASTAL LENDING GROUP LLC |
| Feb 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP |
| Dec 15, 2016 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Prior Sale | Feb 16, 1990 · Amount on Record |
| Deed Book / Page | 47896 / 419 |
| Prior Transfer Date | Feb 15, 2023 |
| Prior Transfer Doc | 0478960419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Mar 27, 2023 |
| Property Address | 47 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4371 |
| Document Number | 0478960419 |
| Book / Page | 47896 / 419 |
| Map Reference | MB EHKJR50 FO 134 |
| Instrument Date | Feb 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | DEFINITIVE TITLE, DEFINITIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4371 |
| Document Number | 0478960426 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 47896-0426 |
| Name | COASTAL LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 47 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4371 |
| Document Number | 0411840113 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | SERVICELINK CRS |
| Name | Verified Name |
|---|---|
| Address | 47 VALLEY RIDGE LOOP COCKEYSVILLE MD 210304371, COCKEYSVILLE, MD 21030-4371 |
| Document Number | 0411840113 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 041184/000113 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 47 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4371 |
| Document Number | 0385830012 |
| Book / Page | 038583 / 000012 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 47 VALLEY RIDGE LOOP COCKEYSVILLE MD 210304371, COCKEYSVILLE, MD 21030-4371 |
| Document Number | 0385830012 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 038583/000012 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $290,600 (+8.22%) Land $90,000 Building $200,600 | $290,600 (-) Land $90,000 Building $200,600 | |
| 2024 | $3,916.00 (+98.78%) | ||
| 2023 | $1,970.00 | $268,533 | $290,600 Land $90,000 Building $200,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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