Middlesex County and Wilmington Town property record for 47 Towpath Dr, Wilmington, MA 01887
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,030 sqft · built 1988 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,270,000 (May 2022) |
| Tax Bill | $13,400 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WILM M:0029 L:0000 P:0046 |
| Primary APN | WILM M:0029 L:0000 P:0046 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 5,076 sqft |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 47 TOWPATH DR |
|---|---|
| City | WILMINGTON |
| State | MA |
| Zip | 01887-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | BEDELL ESTATES |
| Jurisdiction | WILMINGTON MA |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 331300 |
47 Towpath Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Middlesex County and Wilmington Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 TOWPATH DR, WILMINGTON, MA 01887-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LAWRENCE D RAKERS |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK |
| May 16, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 2, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Nov 3, 1999 · Amount on File |
| Deed Book / Page | 37063 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 47 TOWPATH DR, WILMINGTON, MA 01887-3917 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 036995-234 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 36995/234 |
| Instrument | 17018 |
| Name | LAWRENCE D RAKERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 47 TOWPATH DR, WILMINGTON, MA 01887-3917 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 035206-146 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 35206/146 |
| Instrument | 3172 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Recording Date | May 16, 2022 |
| Property Address | 47 TOWPATH DR, WILMINGTON, MA 01887-3917 |
| Document Number | 037063-279 |
| Book / Page | 37063 / 279 |
| Instrument Date | May 16, 2022 |
| Instrument | 20810 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 47 TOWPATH DR, WILMINGTON, MA 01887-3917 |
| Document Number | 0000020811 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 20811 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILMINGTON MA |
| Property Address | 47 TOWPATH DR, WILMINGTON, MA 01887-3917 |
| Document Number | 32771-200 |
| Instrument Date | Feb 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 47 TOWPATH DR WILMINGTON MA 018873917, WILMINGTON, MA 01887-3917 |
| Document Number | 32771-200 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 032771/000200 |
| Instrument | 5909 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 47 Towpath Dr was $13,400, up 7.6% from the year before.
Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wilmington Town |
| Unified School District | Wilmington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,400.00 (+7.65%) | $1,174,400 (+8.02%) Land $382,100 Building $792,300 | $1,238,319 (-10.69%) |
| 2025 | $12,448.00 (+3.44%) | $1,087,200 (+3.27%) Land $353,900 Building $733,300 | $1,386,525 (+3.8%) |
| 2024 | $12,034.00 (+11.79%) | $1,052,800 (+16.77%) Land $353,900 Building $698,900 | $1,335,795 |
| 2023 | $10,765.00 | $901,600 Land $301,100 Building $600,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Towpath Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Towpath Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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