47 Tanner Run, Coldwater, MI 49036 Property Records

Branch County property record for 47 Tanner Run, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,680 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jun 2026)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`301-000-000-909-00`

Property Details

APN / Parcel Number

Primary APN	`301-000-000-909-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Building Perimeter
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	14,810 sqft (0.34 acres)
Garage Area	733 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	47 TANNER RUN
City	COLDWATER
State	MI
Zip	49036-8125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 9 SAUK RIVER FOREST SITE CONDOMINIUM SEC 23 & SEC 26 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	26
Legal Subdivision	SAUK RIVER FOREST CONDOMINIUM
Legal Lot Number	9
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1054
Census Tract	951301

Owner

Source: Branch County records · APN 301-000-000-909-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	260 E GARFIELD AVE, 65, COLDWATER, MI 49036-9177
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Nov 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Jan 07, 2005	Deed of Trust, Mortgage HOMECOMINGS FINANCIAL NETWORK INC
Jul 01, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Jun 02, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Mar 03, 2017	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2026 · Amount on Record
Deed Sale	Jun 02, 2026 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20263552
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 TANNER RUN, COLDWATER, MI 49036-8125

Mortgage

Document Number	0202201757
Date	Mar 17, 2022
Instrument	2022-01757

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100255
Date	Jan 12, 2021
Instrument	2021-00255

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01101/0288
Date	Nov 14, 2005
Book Page	1101/0288
Instrument	10210

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2035

Interest

Rate Type	Fixed Rate
Rate	5.87%
Change Frequency	Annually
Index	LIBOR

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01057/0944
Date	Jan 07, 2005
Book Page	1057/0944
Instrument	00209

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Oct 01, 2034

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 TANNER RUN, COLDWATER, MI 49036-8125

Mortgage

Document Number	0202503928
Date	Jul 01, 2025
Instrument	2025-03928

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Private Party
Address	51 W PEARL ST, COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	371 Months
Due	Jun 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 27, 2033
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	13.1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907507
Date	Nov 25, 2019
Instrument	2019-07507

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 02, 2026
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Document Number	0000003552
Instrument Date	May 27, 2026
Instrument	20263552
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343,097.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000003625,
Date	Jun 02, 2026
Instrument	20263625

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907507
Date	Nov 25, 2019
Instrument	2019-07507

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100255
Date	Jan 12, 2021
Instrument	2021-00255

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 11, 2017
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Document Number	201704753
Map Reference	LB909 PG638-685
Instrument Date	Jul 07, 2017
Instrument	2017-04753
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	744 E CHICAGO RD, 744, COLDWATER, MI 49036-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1122 FISHER RD, COLDWATER, MI 49036

Mortgage

Document Number	201704754
Date	Jul 11, 2017
Instrument	2017-04754

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

March 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BRANCH MI
Recording Date	Mar 03, 2017
Property Address	47 TANNER RUN, COLDWATER, MI 49036-8125
Document Number	201701343
Instrument Date	Feb 23, 2017
Instrument	2017-01343
Transaction Type	Foreclosure
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 SCHNAFFER DR, COLDWATER, MI 49036

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,300 (+0.91%)	$310,600 (+0.91%)
2025	$4,544.00 (+3.67%)	$153,900	$307,800
2024	$4,383.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239513011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 12% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Coldwater Board of Public Utilities	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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