47 Surf Ln, Rye, NH 03870 Property Records

Rockingham County and Rye Town property record for 47 Surf Ln, Rye, NH 03870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,892 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$650,933 (Jan 2018)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	May 2021 Refinance Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`RYEE M:084 B:046`

Property Details

APN / Parcel Number

Primary APN	`RYEE M:084 B:046`
Alternative APN	`1948`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	3,218 sqft
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1948
Street Address	47 SURF LN
City	RYE
State	NH
Zip	03870-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRES
Legal Block	46
Jurisdiction	RYE TOWN NH
Township / Civil Division	RYE
Census Block Group	1
Census Block	1014
Census Tract	71001

Owner

Source: Rockingham County and Rye Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	47 SURF LN, RYE, NH 03870-2429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	20182890
Deed Book / Page	5888 / 1203
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	47 SURF LN, RYE, NH 03870-2429
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6277-1466
Date	May 12, 2021
Book Page	6277/1466
Instrument	21031465

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RYE TOWN NH
Recording Date	Jan 23, 2018
Property Address	47 SURF LN, RYE, NH 03870-2429
Document Number	0058881203
Book / Page	005888 / 001203
Instrument Date	Jan 19, 2018
Instrument	2890
Transaction Type	Transfer
Record Updated	Feb 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,764.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SURF LN RYE NH 038702429, RYE, NH 03870-2429

Mortgage

Document Number	58881205
Date	Jan 23, 2018
Book Page	005888/001205
Instrument	2891

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: Rockingham County and Rye Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Rye Town
Elementary School District	Rye School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,076.00 (-3.35%)	$845,400 (-) Land $561,800 Building $283,600
2024	$7,321.00 (+7.84%)	$845,400 (-) Land $561,800 Building $283,600
2023	$6,789.00 (+15.05%)	$845,400 (-) Land $561,800 Building $283,600	$1,085,755
2022	$5,901.00	$845,400 Land $561,800 Building $283,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 111 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	120 units insured incl. 9 condo units
Nearby Flood Claims	35 (1991–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 25 claims Severe Storm And Flooding, Mar 2018 · 3 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER/NH private · serves 34,000 people · EPA ID NH1051010
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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