47 Sterling Rd, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 47 Sterling Rd, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,809 sqft · built 1991
Lot Size	0.29 acres (12,633 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jul 2019)
Tax Bill	$8,772 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:16 B:9`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:16 B:9`
Alternative APNs	`M:00016 P:00009` `9295`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,809 sqft Living Area
Gross Area	6,132 sqft
1st Floor Area	1,532 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,633 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9295
Street Address	47 STERLING RD
City	JEFFERSON
State	MA
Zip	01522-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	9
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3001
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 STERLING RD, JEFFERSON, MA 01522-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 17, 2019	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	201968713
Deed Book / Page	60718 / 210
Prior Transfer Date	Jul 11, 2019
Prior Transfer Doc	60718-210
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	47 STERLING RD, JEFFERSON, MA 01522-1326
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066556-219
Date	Nov 18, 2021
Book Page	66556/219
Instrument	161757

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Jul 17, 2019
Property Address	47 STERLING RD, JEFFERSON, MA 01522-1326
Document Number	60718-210
Book / Page	060718 / 000210
Instrument Date	Jul 11, 2019
Instrument	68713
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 STERLING RD JEFFERSON MA 015221326, JEFFERSON, MA 01522-1326

Mortgage

Document Number	60718-212
Date	Jul 17, 2019
Book Page	060718/000212
Instrument	68714

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,772.00 (+1.89%)	$632,900 (+4.03%) Land $197,000 Building $435,900	$716,395
2024	$8,609.00 (+5.48%)	$608,400 (+11.74%) Land $191,800 Building $416,600
2023	$8,162.00	$544,500 Land $166,500 Building $378,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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