47 Spruce St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 47 Spruce St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,544 sqft · built 1917
Lot Size0.064 acres (2,800 sqft)
Owner2 Individual Names on File
Last Sale$112,000 (Sep 2007)
Tax Bill$4,999 (2025)
Flood ZoneZone X (minimal risk)
APN421500 49.76-5-20

Property Details

APN / Parcel Number

Primary APN421500 49.76-5-20
Alternative APN
  • 150004907600050200000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,544 sqft Living Area
1st Floor Area810 sqft
2nd Floor Area734 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area2,800 sqft (0.064 acres)
Lot Dimensions70 ft deep x 40 ft wide
PorchSlab
Porch Area165 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address47 SPRUCE ST
CitySCHENECTADY
StateNY
Zip12304-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block5
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3006
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.76-5-20

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address47 SPRUCE ST, SCHENECTADY, NY 12304-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2007 · Amount on Record
Deed SaleSep 21, 2007 · Amount on Record
Prior SaleJun 29, 1993 · Amount on Record
Deed Book / Page1768 / 40
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,999.00 (+8.63%)$106,900 (-) Land $16,000 Building $90,900$177,016 (+30.82%) Land $26,494 Building $150,522
2023$106,900 (-) Land $16,000 Building $90,900$135,316 (+3.8%) Land $20,253 Building $115,063
2022$106,900 Land $16,000 Building $90,900$130,366 Land $19,512 Building $110,854
2021$4,602.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 639 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Spruce St

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