47 Springfield St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 47 Springfield St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,744 sqft · built 1825
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2017)
Tax Bill	$10,327 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 78`

Property Details

APN / Parcel Number

Primary APN	`MAP 78`
Alternative APN	`WILB M:11050 B:42 L:4518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	5,629 sqft
1st Floor Area	1,684 sqft
Basement Area	948 sqft
Unfinished Basement	948 sqft

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 78
Street Address	47 SPRINGFIELD ST
City	WILBRAHAM
State	MA
Zip	01095-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	42
Legal Lot Number	4518
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2024
Census Tract	813601

Owner

47 Springfield St is owned and occupied by two individuals who bought it in December 2017.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 SPRINGFIELD ST, WILBRAHAM, MA 01095-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · ARM MONSON SAVINGS BANK
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit MONSON SAVINGS BANK
Dec 29, 2017	Warranty Deed, Transfer MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Aug 15, 2003 · Amount on File
Deed Document Number	201777898
Deed Book / Page	22010 / 329
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	47 SPRINGFIELD ST, WILBRAHAM, MA 01095-2224
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23776-192
Date	Mar 22, 2021
Book Page	23776/192
Instrument	19159

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Apr 1, 2031
Index	1-Year CMT
Margin	3

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	47 SPRINGFIELD ST, WILBRAHAM, MA 01095-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22322-451
Date	Aug 21, 2018
Book Page	22322/451
Instrument	49565

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2043

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Dec 29, 2017
Property Address	47 SPRINGFIELD ST, WILBRAHAM, MA 01095-2224
Document Number	22010-329
Book / Page	22010 / 329
Instrument	77898
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SPRINGFIELD ST, WILBRAHAM, MA 01095-2224

Mortgage

Document Number	220100331
Date	Dec 29, 2017
Instrument	22010/0331

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2047

Interest

Rate	3.63%
Max Rate At Change	10.1%
Max Rate	3%

Tax Assessment & Valuation

The 2026 property tax bill for 47 Springfield St was $10,327, up 2% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,327.00 (+1.97%)	$591,800 (+4.48%) Land $98,900 Building $492,900	$492,591 (-6.49%)
2025	$10,127.00 (+3.35%)	$566,400 (+6.93%) Land $98,900 Building $467,500	$526,775 (+8.15%)
2024	$9,799.00 (+10.87%)	$529,700 (+12.08%) Land $98,900 Building $430,800	$487,065
2023	$8,838.00	$472,600 Land $98,900 Building $373,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Springfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Springfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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