47 Snowden Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 47 Snowden Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,906 sqft · built 1910
Lot Size	0.084 acres (3,675 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jan 2026)
Tax Bill	$4,588 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.68-3-35`

Property Details

APN / Parcel Number

Primary APN	`421500 49.68-3-35`
Alternative APN	`150004906800030350000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
1st Floor Area	855 sqft
2nd Floor Area	763 sqft
Upper Floors Area	288 sqft
Attic	Attic
Attic Area	288 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,675 sqft (0.084 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	339 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	47 SNOWDEN AVE
City	SCHENECTADY
State	NY
Zip	12304-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGES
Legal Block	3
Legal Lot Number	35.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3004
Census Tract	20700

Owner

47 Snowden Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 SNOWDEN AVE, SCHENECTADY, NY 12304-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Deed Document Number	20261592
Deed Book / Page	2164 / 921
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 22, 2026
Property Address	47 SNOWDEN AVE, SCHENECTADY, NY 12304-1309
Document Number	0000001592
Instrument Date	Dec 15, 2025
Instrument	202601592
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FORD & REALE TITLE SVCS LLC, FORD & REALE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 SNOWDEN AVE, SCHENECTADY, NY 12304-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SNOWDEN AVE, SCHENECTADY, NY 12304-1309

Mortgage

Document Number	0000001593
Date	Jan 22, 2026
Instrument	202601593

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 15, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 47 Snowden Ave was $4,588 with exemptions applied, up 6.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,588.00 (+6.13%) Homeowner's exemption Senior Citizen's exemption
2025	$4,323.00	$115,800 (-) Land $17,400 Building $98,400	$191,754 (+13.35%) Land $28,813 Building $162,941
2024		$115,800 (-) Land $17,400 Building $98,400	$169,175 (+15.41%) Land $25,420 Building $143,755
2023		$115,800 (-) Land $17,400 Building $98,400	$146,582 (+3.8%) Land $22,025 Building $124,557
2022		$115,800 Land $17,400 Building $98,400	$141,220 Land $21,220 Building $120,000
2021	$4,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Snowden Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 47 Snowden Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20