47 Smith St, #B, Charleston, SC 29401 Property Records

Charleston County property record for 47 Smith St, #B, Charleston, SC 29401

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,138 sqft · built 1940
Lot Size	0.201 acres (8,760 sqft)
Owner	Individual Name on File
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`457-03-04-212`

Property Details

APN / Parcel Number

Primary APN	`457-03-04-212`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
1st Floor Area	1,069 sqft
Upper Floors Area	1,069 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Condo/Apartment
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,760 sqft (0.201 acres)
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	47 SMITH ST, B
City	CHARLESTON
State	SC
Zip	29401-1718
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -47 SMITH STREET DESCRIPTION -UNIT B SITE NAME -47 SMITH STREET
Legal Subdivision	47 SMITH STREET
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2001
Census Tract	500

Owner

47 Smith St, #B is owned and occupied by an individual.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 SMITH ST, B, CHARLESTON, SC 29401-1718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Dec 13, 2017	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	47 SMITH ST # B, B, CHARLESTON, SC 29401-1718
Document Number	0690/0962
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SMITH ST #B CHARLESTON SC 294011718, B, CHARLESTON, SC 29401-1718

Mortgage

Document Number	0690/0962
Date	Jan 9, 2018
Book Page	000690/000962

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	47 SMITH ST # B, B, CHARLESTON, SC 29401-1718
Document Number	0687/0802
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SMITH ST #B CHARLESTON SC 294011718, B, CHARLESTON, SC 29401-1718

Mortgage

Document Number	0687/0802
Date	Dec 20, 2017
Book Page	000687/000802

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 47 Smith St, #B was $3,455, up 13% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,455.00 (+13.02%)	$734,850 (+3,019.06%) Land $183,770 Building $551,080	$1,426,100 Land $356,500 Building $1,069,600
2024	$3,057.00	$23,560
2022	$3,093.00	$25,560	$639,000 Land $159,800 Building $479,200
2020			$639,000 Land $159,800 Building $479,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47 Smith St, #B in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	486 units insured incl. 241 condo units
Nearby Flood Claims	332 (1979–2025)
Claims Outside the SFHA	2 of 332
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 47 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Hugo, Sep 1989 · 169 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Smith St, #B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Home Telecom.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures