47 Schlecht Rd, Toledo, OR 97391 Property Records

Lincoln County property record for 47 Schlecht Rd, Toledo, OR 97391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,302 sqft · built 1940
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2020)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R377135`

Property Details

APN / Parcel Number

Primary APN	`R377135`
Alternative APN	`111019000230000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,302 sqft Living Area
1st Floor Area	1,592 sqft
Attic Area	710 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplace	Gas Log

Exterior

Year Built	Built 1940
Exterior Material	Other
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	191,664 sqft (4.4 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	114 sqft
Deck Area	672 sqft
Utility Building	810 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	R377135
Old Parcel Number	111019000230000
Street Address	47 SCHLECHT RD
City	TOLEDO
State	OR
Zip	97391-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5,DR;RURAL RESIDENTIAL
Legal Description	PROPERTY ID R377135 TWNSHP 11, RNG 10, ACRES 4.40, POTENTIAL ADDITIONAL TAX LIABILITY, DOC202005592
Legal Range	10W
Legal Township	11S
Legal Section	19
Legal Subdivision	RURAL TOLEDO
Jurisdiction	LINCOLN OR
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1052
Census Tract	951300

Owner

47 Schlecht Rd is owned by an individual who bought it in June 2020.

Source: Lincoln County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 176, NEWPORT, OR 97365-0015
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Deed Document Number	2020-05592
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	47 SCHLECHT RD, TOLEDO, OR 97391-9514
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001884
Date	Mar 25, 2024
Instrument	2024-01884

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Jun 9, 2020
Property Address	47 SCHLECHT RD, TOLEDO, OR 97391-9514
Document Number	0000005592
Instrument Date	Jun 8, 2020
Instrument	2020-05592
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 109, SOUTH BEACH, OR 97366-0109

Mortgage

Document Number	0000005593
Date	Jun 9, 2020
Instrument	2020-05593

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 47 Schlecht Rd was $3,168, up 13.7% from the year before.

Source: Lincoln County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 (+13.67%)	$257,460 (+11.22%)	$568,630 (-4.42%) Land $159,730 Building $408,900
2024	$2,787.00 (+3.22%)	$231,480 (+2.99%)	$594,940 (+9.52%) Land $152,250 Building $442,690
2023	$2,700.00 (+3.13%)	$224,750 (+3%)	$543,230 (+14.14%) Land $143,920 Building $399,310
2022	$2,618.00	$218,210	$475,950 Land $133,610 Building $342,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Schlecht Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1996–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Schlecht Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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